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Growth and Development

The University of San Francisco

Master's Theses

Microfinance

Publication Year

Articles 1 - 4 of 4

Full-Text Articles in Social and Behavioral Sciences

Leveling Up Financial Literacy: Evidence From Game-Based Intervention With Aspiration Treatment Amongst Rural Women In India, Akash Shaji May 2024

Leveling Up Financial Literacy: Evidence From Game-Based Intervention With Aspiration Treatment Amongst Rural Women In India, Akash Shaji

Master's Theses

In India, rural women exhibit notably low financial literacy levels, necessitating effective and scalable educational interventions. Our randomized controlled trial evaluated a novel approach, combining game-based financial literacy education with a video documentary-based aspirations intervention, targeting women in self-help groups in Karnataka. The study included 348 participants and employed an ANCOVA model adjusted for clustering to analyze the effects. The results demonstrate significant improvements in financial literacy and aspirations, particularly when interventions are combined. The game-based intervention alone significantly enhanced digital literacy, financial confidence, and behavioral indices such as agency, pathways, and aspirations. The aspirations intervention also independently affected financial …


Aspirations As A Component Of Life Satisfaction: A Look At Female Microfinance Borrowers In Oaxaca, Mexico, Joseph E. Kemler May 2017

Aspirations As A Component Of Life Satisfaction: A Look At Female Microfinance Borrowers In Oaxaca, Mexico, Joseph E. Kemler

Master's Theses

This research is an extension to the Oaxaca Hope Project by B. Wydick and T.J. Lybbert. How does an individual gauge her own satisfaction with life? Previous research has noted that many domains make up overall life satisfaction, i.e. career satisfaction, family life satisfaction & social life satisfaction. A burgeoning topic in this regard is the role that aspirations play in life satisfaction. Using survey data from female microfinance borrowers in Oaxaca, Mexico this project attempts to analyze the affect previous aspirations have on life satisfaction. By creating an “aspirational window” we objectively attempt to gauge the relationship between “high” …


Cash-In-Hand, Wives-In-Power: An Exploratory Analysis Of Microfinance In Jordan, Lauren Pugh May 2013

Cash-In-Hand, Wives-In-Power: An Exploratory Analysis Of Microfinance In Jordan, Lauren Pugh

Master's Theses

Microfinance is an economic policy complimentary to advancing female empowerment. Empowerment is particularly relevant in patriarchic Islamic contexts in the Middle East, however little research exists. Due to counterfactual creation and inconsistent empowerment measurement, the true impact is debated. This research proposes intra-spousal decision-making outcomes as the appropriate proxy to empowerment and uses a nuanced approach of counterfactual creation by utilizing responses from previous microfinance borrowers. Survey data from a Jordanian MFI is used to examine the endogeneity story and cash-in-hand effects on intra-spousal decision-making outcomes. An instrumental variable estimation technique finds a weak link between microfinance and empowerment.


Microfinance Partnerships: A Bridge For Refugees, Megan Fielding Dec 2011

Microfinance Partnerships: A Bridge For Refugees, Megan Fielding

Master's Theses

My thesis examines the extension of microfinance to a refugee community; the objective focuses on economic assistance and a bridge to provide the required basic needs, as reported by the refugee population. With the global growth of refugees, the repositioning of refugees from either being cast aside as a potentially productive society or completely overlooked, is critical. Through my research in Ecuador, my thesis takes the viewpoint that refugees do, in fact, matter, and can become productive contributors to a society. The challenge that is presented in that viewpoint is: how do they become a part of a society?