Social and Behavioral Sciences Commons^™

Predicting High-Cap Tech Stock Polarity: A Combined Approach Using Support Vector Machines And Bidirectional Encoders From Transformers, Ian L. Grisham

Electronic Theses and Dissertations

The abundance, accessibility, and scale of data have engendered an era where machine learning can quickly and accurately solve complex problems, identify complicated patterns, and uncover intricate trends. One research area where many have applied these techniques is the stock market. Yet, financial domains are influenced by many factors and are notoriously difficult to predict due to their volatile and multivariate behavior. However, the literature indicates that public sentiment data may exhibit significant predictive qualities and improve a model’s ability to predict intricate trends. In this study, momentum SVM classification accuracy was compared between datasets that did and did not …

Financial Literacy In Local At-Risk Appalachia, Elijah R. Osborne

Undergraduate Honors Theses

Unfortunately, rural Appalachia is perennially one of the poorest areas of the United States. Many scholars have offered opinions as to why this trend of poverty continues in this region, but one potential cause has not been the subject of much research: do residents in Appalachia have a functional knowledge of the financial system, or even a simple understanding of basic savings, which is necessary for achieving certain levels of financial security?

We conduct a survey modeled after a national study which measures basic financial literacy in local Appalachia, expecting to find that at-risk Appalachians would have less financial literacy …

Financial Solvency Of The American Government., Jamie Thomas

Undergraduate Honors Theses

The main topic of this paper is the financial solvency, or “the ability to pay all debts,” of the United States government (“solvency,” n.d.). The questions posed and analyzed are 1) is the American government solvent, 2) did Standard and Poor’s accurately downgrade the American debt, and 3) how does the national debt affect the solvency of the American government. To determine the solvency and effects of debt, analysis of financial information for America and nine other countries, grouped according to their credit rating is used. Solvency is determined by credit rating for this analysis; a country with a high …

Life And Debt For Etsu Graduate Students., Laura Nelson

Electronic Theses and Dissertations

Through in-depth interviews with 21 participants, this thesis investigates how graduate students at East Tennessee State University feel about their finances. Although all adults, by necessity, have everyday money concerns, this study explores the unique experiences that post-baccalaureate students have with debt, how they talk about it, and what meanings they attach to student loans in their daily lives. This study is novel in that little research to date has examined how graduate students' perceptions of adulthood are connected to their financial situations and their stage in life. For example, saving money is important to this population mainly because it …