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Social and Behavioral Sciences Commons

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Family, Life Course, and Society

Journal of Financial Therapy

Financial stress

Publication Year

Articles 1 - 6 of 6

Full-Text Articles in Social and Behavioral Sciences

Financial Anxiety Among Caregiving Parents Of Adult Children With A Substance Use Disorder, Rachel R. Tambling, Carissa D'Aniello, Beth Russell Jan 2021

Financial Anxiety Among Caregiving Parents Of Adult Children With A Substance Use Disorder, Rachel R. Tambling, Carissa D'Aniello, Beth Russell

Journal of Financial Therapy

Substance use is a growing concern in the United States, with widespread harms, including substantial costs to individuals, families, and societies, poor outcomes for the substance user, and deleterious impacts on the family and community. When a young adult develops a substance use disorder, a parent or other loved one often assumes a caregiving role, and experiences burdens associated with this role including impacts to emotional well-being and financial stability. The present study examined experiences of financial anxiety in a sample (n = 172) of caregivers of adults with a substance use disorder recruited from online and in person …


The Budget And The Bedroom: Associations Between Financial Management Behaviors, Perceptions Of Economic Pressure, And Sexual Satisfaction, Matthew T. Saxey, Chelom E. Leavitt, Jeffrey P. Dew, Jeremy B. Yorgason, Erin K. Holmes, Ashley B. Lebaron-Black Jan 2021

The Budget And The Bedroom: Associations Between Financial Management Behaviors, Perceptions Of Economic Pressure, And Sexual Satisfaction, Matthew T. Saxey, Chelom E. Leavitt, Jeffrey P. Dew, Jeremy B. Yorgason, Erin K. Holmes, Ashley B. Lebaron-Black

Journal of Financial Therapy

Although money and sex are both salient to romantic relationships, previous literature has rarely examined the association between the two. In the current study, we evaluate associations between financial management behaviors, perceptions of economic pressure, and sexual satisfaction. We used nationally representative opposite-sex newlywed dyadic data (N = 1,447 couples) and an actor-partner interdependent structural equation model to test these associations. Results indicate that as financial therapists aid opposite-sex newlywed clients in their financial management, they may also be lessening perceptions of economic pressure. For wives, this lessening of perceptions of economic pressure may benefit husbands’ and wives’ sexual satisfaction. …


Financial Stress And Marital Quality: The Moderating Influence Of Couple Communication, Heather H. Kelley, Ashley B. Lebaron, E. Jeffrey Hill Jan 2018

Financial Stress And Marital Quality: The Moderating Influence Of Couple Communication, Heather H. Kelley, Ashley B. Lebaron, E. Jeffrey Hill

Journal of Financial Therapy

This study explores the negative relationship between financial stress and marital quality and examines couple communication as a moderator in this relationship. Using a sample of 373 married U.S. couples from the Flourishing Families Project, an Actor-Partner Interdependence Model (APIM) was run to determine the influence of husbands’ and wives’ financial stress on both their own and their partner’s reports of marital quality. Results found negative associations between both actor and partner reports of financial stress and marital quality. Couple communication did not moderate the associations between husbands’ and wives’ financial stress and wives’ marital quality. However, it did …


Does How We Feel About Financial Strain Matter For Mental Health?, Sarah D. Asebedo, Melissa J. Wilmarth Jul 2017

Does How We Feel About Financial Strain Matter For Mental Health?, Sarah D. Asebedo, Melissa J. Wilmarth

Journal of Financial Therapy

This study investigated how stress responses to financial strain are related to mental health (i.e., depression) to answer the question: Does how we feel about financial strain matter? Informed by the ABC-X model of family stress and analyzed with data from the Health and Retirement Study (HRS), results reveal that financial strain is significantly related to increased depression; however, financial stress was found to moderate this relationship. Financially strained respondents without a stress response did not have significantly different depression scores than those who were not experiencing financial strain; however, depression scores increased as the stress response to financial strain …


Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone Jun 2017

Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone

Journal of Financial Therapy

Over time, undergraduates students been increasingly forced to assume a greater portion of college costs. For most students, this means borrowing larger sums and cutting back on expenses to fulfill their college dreams, which often leads to financial stress. Using financial self-efficacy theory, we sought to better understand how a lack of financial confidence and a diminished sense of financial well-being may serve to undermine students’ intended short and long-term goals. To this end, we examined the predictors of financial stress based upon a multi-institutional sample of senior undergraduates and focus on the role of the earnings potential of different …


Factors Related To Financial Stress Among College Students, Stuart Heckman, Hanna Lim, Catherine Montalto Aug 2014

Factors Related To Financial Stress Among College Students, Stuart Heckman, Hanna Lim, Catherine Montalto

Journal of Financial Therapy

Concerns that debt loads and other financial worries negatively affect student wellness are a top priority for many university administrators. Factors related to financial stress among college students were explored using the Roy Adaptation Model, a conceptual framework used in health care applications. Responses from the 2010 Ohio Student Financial Wellness Survey were analyzed using proportion tests and multivariate logistic regressions. The results show that financial stress is widespread among students – 71% of the sample reported feeling stress from personal finances. The results of the proportion tests and logistic regressions show that this study successfully identified important financial stressors …