Social and Behavioral Sciences Commons^™

Developments In The Banking Industry: Implications For The Future Of Bank Lending To Small Businesses, Myra Read

University Avenue Undergraduate Journal of Economics

This paper investigates the recent developments in the banking industry that are impacting small business lending. The first section describes the traditional lending relationship between banks and small businesses. An analysis of the application of credit-scoring to small businesses follows. The next section discusses potential uses of loan securitization. The final section examines the consolidation trend in the banking industry.