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Social and Behavioral Sciences Commons™
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Articles 1 - 7 of 7
Full-Text Articles in Social and Behavioral Sciences
The Dodd-Frank Act And Its Impact On Community Bank Mortgage Lending, Margaret Schorgl
The Dodd-Frank Act And Its Impact On Community Bank Mortgage Lending, Margaret Schorgl
Honors Theses
I investigate the impacts of additional regulatory burdens on community bank mortgage lending due to the Dodd-Frank Act. The Dodd-Frank Act, which was signed into federal law by President Barack Obama on July 21, 2010, was intended to protect consumers, promote financial stability, and reduce the risk associated with larger banks being too-big-to-fail. However, one criticism of the Act is that the increased regulations and compliance costs under the Act have made it increasingly difficult for smaller banks to survive. As a result, an unintended consequence of the Dodd-Frank Act is that smaller banks may issue fewer loans than they …
The Role Of Automatic Mood On Risk Appetite, Makail Johannesson
The Role Of Automatic Mood On Risk Appetite, Makail Johannesson
Honors Theses
Numerous studies over the past few decades have indicated links between subtle psychological influences and decision-making. It is often thought that individuals make conscious choices based on their preferences regardless of whether those preferences are optimal or not. However, it has been shown that most of our behaviors, judgements, and decisions are often a product of unconscious influences. These influences are significant in both simple and complex life situations, including the realm of financial decision making. In this experiment, participants primed with positive evaluative stimuli reported a more positive mood while those primed with negative evaluative stimuli reported a more …
The County-Level Impact Of Telemedicine: A Difference-In-Differences Analysis Of The University Of Mississippi Medical Center's Telemedicine Initiatives, Megan Elise Mcleod
The County-Level Impact Of Telemedicine: A Difference-In-Differences Analysis Of The University Of Mississippi Medical Center's Telemedicine Initiatives, Megan Elise Mcleod
Honors Theses
Mississippi has the fewest active physicians per capita of any state, consistently struggles with high rates of acute and chronic illness, and over half of its residents live in rural areas lacking specialty medical care. In an effort to bridge the state's geographical gap in access to healthcare, the University of Mississippi Medical Center (UMMC) has introduced telemedicine. This study conducts an analysis of some of the societal benefits of UMMC's telemedicine initiatives using a difference-in-differences identification strategy. This model attempts to obtain the county-level causal effects of implementing telemedicine by evaluating the resulting changes in length of life, quality …
The Future Was A Riot: Causes Of Youth Unemployment In Spain And Challenges To Immigration And The Welfare State In The Era Of The Common Market (1999-2016), Andrew Hayes
Honors Theses
The purpose of this thesis is to exam the causes behind unusually high youth unemployment in Spain, even after the 2007-8 financial crisis has subsided. The primary means of investigating these causes is through constructing a set of empirical models and then using these models to perform several time-series regressions to find whether changes in educational patterns, demographics, and immigration have had any concrete effect on the youth unemployment rate and social capital. Some qualitative work is done; particularly in describing the legal structure surrounding unemployment and in the description of the Spanish welfare state. In my research, I find …
An Analysis Of Mississippi Tax Incentives, Bruce H. Brawner
An Analysis Of Mississippi Tax Incentives, Bruce H. Brawner
Honors Theses
The locational decisions of firms present a complex economic and political problem for State Legislatures across the United States of America. It is well known that individual states compete against one another, offering large packages of incentives to firms who open within their borders — a process popularly known as the race to the bottom. This thesis examines public subsidy information reported by the Mississippi Development Authority alongside wage and employment data from 1990 to 2016 in a local projection framework to examine whether or not treatment effects of local government spending are significant. I then employ the same method …
Examining The Impact Of University Sports Success On Freshman Act Scores: An Empirical Analysis, Connor Yackels
Examining The Impact Of University Sports Success On Freshman Act Scores: An Empirical Analysis, Connor Yackels
Honors Theses
My study presents a model in which incoming freshman ACT scores are a function of football, basketball, and baseball regular season and postseason success, using academic variables as controls. I contribute to the existing literature by including baseball in the analysis in addition to football and basketball, using ACT scores instead of SAT scores, using a unique and expanded set of variables to measure sports success, and more recent data. For the time period 2006-2014, I find weak evidence that supports the hypothesis that athletic success positively influences ACT scores.
Crime And The Business Cycle In Mississippi, Taylor Thrasher
Crime And The Business Cycle In Mississippi, Taylor Thrasher
Honors Theses
This thesis examines the relationship between crime and the business cycle in Mississippi. Working with a theoretical model of the individual's decision to commit a crime, I show that an increase in legal income decreases an individual's propensity to commit crime. I then use regressions to estimate the long-run and short-run income elasticities of violent crime, burglary, larceny, and vehicle theft. The long-run empirical model shows how income growth effects crime growth, and the short-run empirical model shows how income variability effects crime variability. In the long run, I find that as income increases (decreases), both burglary and larceny decrease …