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Articles 1 - 7 of 7
Full-Text Articles in Social and Behavioral Sciences
Leveling Up Financial Literacy: Evidence From Game-Based Intervention With Aspiration Treatment Amongst Rural Women In India, Akash Shaji
Master's Theses
In India, rural women exhibit notably low financial literacy levels, necessitating effective and scalable educational interventions. Our randomized controlled trial evaluated a novel approach, combining game-based financial literacy education with a video documentary-based aspirations intervention, targeting women in self-help groups in Karnataka. The study included 348 participants and employed an ANCOVA model adjusted for clustering to analyze the effects. The results demonstrate significant improvements in financial literacy and aspirations, particularly when interventions are combined. The game-based intervention alone significantly enhanced digital literacy, financial confidence, and behavioral indices such as agency, pathways, and aspirations. The aspirations intervention also independently affected financial …
Aspirations As A Component Of Life Satisfaction: A Look At Female Microfinance Borrowers In Oaxaca, Mexico, Joseph E. Kemler
Aspirations As A Component Of Life Satisfaction: A Look At Female Microfinance Borrowers In Oaxaca, Mexico, Joseph E. Kemler
Master's Theses
This research is an extension to the Oaxaca Hope Project by B. Wydick and T.J. Lybbert. How does an individual gauge her own satisfaction with life? Previous research has noted that many domains make up overall life satisfaction, i.e. career satisfaction, family life satisfaction & social life satisfaction. A burgeoning topic in this regard is the role that aspirations play in life satisfaction. Using survey data from female microfinance borrowers in Oaxaca, Mexico this project attempts to analyze the affect previous aspirations have on life satisfaction. By creating an “aspirational window” we objectively attempt to gauge the relationship between “high” …
Gender Bias In Microlending: Do Opposites Attract?, Kanyinsola Adepoju
Gender Bias In Microlending: Do Opposites Attract?, Kanyinsola Adepoju
Master's Theses
This study exploits a quasi-random assignment of clients to loan officers using a unique database and survey from a large microfinance bank in Nigeria to show that opposite-sex preferences affect credit demand and supply. We find that clients matched to loan officers of the opposite gender are more likely to receive credit and are more likely to return for an additional loan with the credit lender.
"Microfinance As A Determinant Of Domestic Violence In Bangladesh: Who Is At Risk?", Alvin Christian
"Microfinance As A Determinant Of Domestic Violence In Bangladesh: Who Is At Risk?", Alvin Christian
Dissertations and Theses
This paper examines the impact that microfinance participation has on reported domestic violence rates among women in Bangladesh. While microfinance programs are aimed at reducing poverty, they may have unintended consequence and contribute to domestic violence or Intimate Partner Violence (IPV). Using nationally representative data from the Urban Health Survey (2006), I study the association between microfinance participation and domestic violence among currently married women. The outcome variable is domestic violence, which is coded as a dummy variable, where a women either has experienced domestic violence episodes or she hasn’t. Predictor variables include microfinance participation, community attitudes, liberal views, labor …
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Nike Start
Microfinance is widely recognized as a powerful method for poverty alleviation. However, little is known about the characteristics of those who default on their loans. Understanding the behavior of borrowers is an important component of mitigating adverse selection and the moral hazard of lending. Both of these concepts embody some of the greatest challenges faced by microfinance institutions, and they provide the major motivation for this study. Accordingly, the main objective of this research is to investigate whether non-delinquent borrowers and delinquent borrowers of a microfinance institution reveal any difference in their level of risk preference and time preference. This …
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Master's Theses
Microfinance is widely recognized as a powerful method for poverty
alleviation. However, little is known about the characteristics of those who
default on their loans. Understanding the behavior of borrowers is an important
component of mitigating adverse selection and the moral hazard of lending. Both
of these concepts embody some of the greatest challenges faced by microfinance
institutions, and they provide the major motivation for this study. Accordingly,
the main objective of this research is to investigate whether non-delinquent
borrowers and delinquent borrowers of a microfinance institution reveal any
difference in their level of risk preference and time preference. This …
Tap And Reposition Youth (Try): Providing Social Support, Savings, And Microcredit Opportunities For Young Women In Areas With High Hiv Prevalence, Annabel Erulkar, Judith Bruce, Aleke Dondo, Jennefer Sebstad, James K. Matheka, Arjmand Banu Khan, Anne Gathuku
Tap And Reposition Youth (Try): Providing Social Support, Savings, And Microcredit Opportunities For Young Women In Areas With High Hiv Prevalence, Annabel Erulkar, Judith Bruce, Aleke Dondo, Jennefer Sebstad, James K. Matheka, Arjmand Banu Khan, Anne Gathuku
Poverty, Gender, and Youth
Tap and Reposition Youth (TRY) was a multiphase initiative undertaken by the Population Council and K-Rep Development Agency (KDA), the oldest and largest microfinance institution in Kenya. The overall aim of the project was to reduce adolescents’ vulnerabilities to adverse social and reproductive health outcomes, including HIV infection, by improving their livelihoods options. The project was launched in low-income and slum areas of Nairobi, Kenya, where rates of HIV infection are alarming and where young women are disproportionately affected.