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Full-Text Articles in Social and Behavioral Sciences
The Effect Of Mortgage Liberalization On Housing Patterns In Tampa Bay, Jason Richardson
The Effect Of Mortgage Liberalization On Housing Patterns In Tampa Bay, Jason Richardson
USF Tampa Graduate Theses and Dissertations
This study seeks to determine whether the process of mortgage finance liberalization, manifested in concurrent activities of securitization, deregulation, and neo-liberal policy, have resulted in changes to the tenure of residents in neighborhoods in Tampa Bay. It makes use of existing literature on gentrification and mortgage finance and compares those findings with three sample neighborhoods in and around the city of Tampa. To do so the thesis employs data collected from lenders pursuant to the Home Mortgage Disclosure Act, court records of sales and mortgages filed with the Clerk of the Circuit Court of Hillsborough County, and interviews with stakeholders …
Federal Neighborhood Stabilization Policy Deployment In Select Florida Jurisdictions, Kevin Carl Mccarthy
Federal Neighborhood Stabilization Policy Deployment In Select Florida Jurisdictions, Kevin Carl Mccarthy
USF Tampa Graduate Theses and Dissertations
In 2008 the Federal government enacted a Neighborhood Stabilization Program (NSP) to address the neighborhood effects of the late-2000s foreclosure crisis. Congress subsequently funded a second and third NSP. This research employs mixed methods to examine the effectiveness of the first round of the NSP in three Florida jurisdictions. The results are analyzed within the larger context of substantive housing theory and federal housing policy. The success of the program is evaluated using a mixed-scanning procedural planning theoretical framework.