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Electronic Capture And Analysis Of Fraudulent Behavioral Patterns : An Application To Identity Fraud, Benjamin Ngugi
Electronic Capture And Analysis Of Fraudulent Behavioral Patterns : An Application To Identity Fraud, Benjamin Ngugi
Dissertations
The objective of this research was to find a transparent and secure solution for mitigating identity fraud and to find the critical factors that determine the solution's acceptance. Identity fraud is identified as a key problem with total losses exceeding fifty two billion dollars (Javelin Strategy and Research 2005). A common denominator in most identity-fraud-prone transactions is the use of a keypad; hence this research focuses on keypad data entry and proposes a biometric solution. Three studies develop, evaluate and investigate the feasibility of this solution.
The first study was done in three stages. Stage one investigated the technical feasibility …