Medicine and Health Sciences Commons^™

Tobacco Use And Health Insurance Literacy Among Vulnerable Populations: Implications For Health Reform, Robert T. Braun, Yaniv Hanoch, Andrew J. Barnes

Health Behavior and Policy Publications

Background: Under the Affordable Care Act (ACA), millions of Americans have been enrolling in the health insurance marketplaces. Nearly 20% of them are tobacco users. As part of the ACA, tobacco users may face up to 50% higher premiums that are not eligible for tax credits. Tobacco users, along with the uninsured and racial/ethnic minorities targeted by ACA coverage expansions, are among those most likely to suffer from low health literacy – a key ingredient in the ability to understand, compare, choose, and use coverage, referred to as health insurance literacy. Whether tobacco users choose enough coverage in the marketplaces …