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Full-Text Articles in Medicine and Health Sciences
Determinants Of Coverage Decisions In Health Insurance Marketplaces: Consumers' Decision-Making Abilities And The Amount Of Information In Their Choice Environment, Andrew J. Barnes, Yaniv Hanoch, Thomas Rice
Determinants Of Coverage Decisions In Health Insurance Marketplaces: Consumers' Decision-Making Abilities And The Amount Of Information In Their Choice Environment, Andrew J. Barnes, Yaniv Hanoch, Thomas Rice
Health Behavior and Policy Publications
Objective
To investigate the determinants and quality of coverage decisions among uninsured choosing plans in a hypothetical health insurance marketplace.
Study Setting
Two samples of uninsured individuals: one from an Internet-based sample comprised largely of young, healthy, tech-savvy individuals (n = 276), and the other from low-income, rural Virginians (n = 161).
Study Design
We assessed whether health insurance comprehension, numeracy, choice consistency, and the number of plan choices were associated with participants' ability to choose a cost-minimizing plan, given their expected health care needs (defined as choosing a plan costing no more than $500 in excess of the total …