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Patricia A. McCoy

2015

Articles 1 - 15 of 15

Full-Text Articles in Law

Panelist, Who Will Pay: The Public & Private Insurance Implications Of Climate Change's Drastic Challenges, Patricia Mccoy Nov 2015

Panelist, Who Will Pay: The Public & Private Insurance Implications Of Climate Change's Drastic Challenges, Patricia Mccoy

Patricia A. McCoy

Professor McCoy helped organize this conference and appeared as a panel commentator on three scholarly papers.

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Market Conduct Regulation And Regulating By Risk, Patricia Mccoy Oct 2015

Market Conduct Regulation And Regulating By Risk, Patricia Mccoy

Patricia A. McCoy

Panel at the November 2015 Tulane Law Review Symposium.

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Panelist, Best Practices In Consumer Disclosures Oct 2015

Panelist, Best Practices In Consumer Disclosures

Patricia A. McCoy

No abstract provided.

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Founding Principles Of The Consumer Financial Protection Bureau Sep 2015

Founding Principles Of The Consumer Financial Protection Bureau

Patricia A. McCoy

No abstract provided.

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Panelist, What Will Be The Effect Of The Department Of Labor’S Fiduciary Rule?, Patricia Mccoy Sep 2015

Panelist, What Will Be The Effect Of The Department Of Labor’S Fiduciary Rule?, Patricia Mccoy

Patricia A. McCoy

Panel at the 8th Annual Roundtable on Investment Funds at Boston University.

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The Affordable Care Act After King V. Burwell: What's Next?, Patricia Mccoy Aug 2015

The Affordable Care Act After King V. Burwell: What's Next?, Patricia Mccoy

Patricia A. McCoy

Professor McCoy presented on the challenges and results of implementing the Affordable Care Act five years after the law's enactment, and discussed its long-term viability in the face of continuing challenges in the courts, Congress and presidential politics.

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The Ephemeral Promise Of Annuitization For A Secure Retirement May 2015

The Ephemeral Promise Of Annuitization For A Secure Retirement

Patricia A. McCoy

No abstract provided.

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Saving For Homeownership May 2015

Saving For Homeownership

Patricia A. McCoy

No abstract provided.

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Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc May 2015

Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc

Patricia A. McCoy

This Amicus Brief of Scholars of Insurance Regulation involves MetLife's challenge to the Financial Stability Oversight Council’s ("FSOC") determination that material financial distress at the company could pose a threat to U.S. financial stability. The brief focuses on one central element of MetLife’s challenge -- that FSOC failed to adequately consider the strength of the state insurance regulatory system in designating MetLife as a systemically significant nonbank financial company. The amicus brief argues that FSOC’s designation of MetLife fairly accounts for state insurance regulation’s focus on protecting policyholders rather than mitigating systemic risk. It argues that advancing these two regulatory …

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Testimony Before Federal Banking Regulators On Regulatory Relief, Patricia Mccoy May 2015

Testimony Before Federal Banking Regulators On Regulatory Relief, Patricia Mccoy

Patricia A. McCoy

In this testimony before the Federal Reserve Board that was live-streamed nationally, Professor McCoy evaluated the need for regulatory relief in federal consumer protection laws. She will later file written testimony.

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The Aca: What Does It Really Do? Apr 2015

The Aca: What Does It Really Do?

Patricia A. McCoy

No abstract provided.

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Degrees Of Intermediation Mar 2015

Degrees Of Intermediation

Patricia A. McCoy

No abstract provided.

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What Loss Mitigation Taught Us About Housing Finance Reform, Patricia Mccoy Feb 2015

What Loss Mitigation Taught Us About Housing Finance Reform, Patricia Mccoy

Patricia A. McCoy

This blog post describes the implications of the recent US loss mitigation experience for housing reform.

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Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks And Thrifts (Semi-Annual Supplement) Dec 2014

Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks And Thrifts (Semi-Annual Supplement)

Patricia A. McCoy

No abstract provided.

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Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance Dec 2014

Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance

Patricia A. McCoy

The state-based model of U.S. insurance regulation has been remarkably enduring to date, in part because the traditional rationales for a greater federal role – efficiency, uniformity, and consumer protection – have not succeeded in displacing it. However, the 2008 financial crisis, the federal government’s unprecedented bailouts of parts of the insurance sector, and the need for a coordinated international approach radically shifted the debate about the proper allocation of power between the federal government and the states by supplanting traditional concerns about efficiency, uniformity, and consumer protection in insurance with a new federal mission to control systemic risk. Unprepared …

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