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The Peter A. Allard School of Law
British Columbia; Land Title Act; Property; Title Registration; Torrens system; Indefeasible title; Mortgages; Risk; Title Insurance
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Finding Nemo Dat In The Land Title Act: A Comment On Gill V. Bucholtz, Douglas C. Harris, Karin Mickelson
Finding Nemo Dat In The Land Title Act: A Comment On Gill V. Bucholtz, Douglas C. Harris, Karin Mickelson
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This comment reviews the decision of the British Columbia Court of Appeal in Gill v. Bucholtz and explores the implications for the allocation of risk in the province’s title registration system. The case involved a rogue who forged the transfer of a fee simple and registered that transfer. The person on title, also a party to the fraud, then transferred two mortgages to bona fide purchasers. The purchasers of these charges held title insurance. The question before the court was whether the title registration system’s assurance fund would compensate the original holder of the fee simple interest for the mortgages …