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Full-Text Articles in Law

Turning A Blind Eye: Wall Street Finance Of Predatory Lending, Kathleen C. Engel, Patricia A. Mccoy Aug 2014

Turning A Blind Eye: Wall Street Finance Of Predatory Lending, Kathleen C. Engel, Patricia A. Mccoy

Patricia A. McCoy

No abstract provided.


Maryland Foreclosure Mediation - Working Or Waning? A Critical Look At The State's Foreclosure Mediation Program, Chelsea Jones Jan 2012

Maryland Foreclosure Mediation - Working Or Waning? A Critical Look At The State's Foreclosure Mediation Program, Chelsea Jones

University of Maryland Law Journal of Race, Religion, Gender and Class

No abstract provided.


Why Didn’T Subprime Investors Demand A (Much Larger) Lemons Premium?, Claire A. Hill Apr 2011

Why Didn’T Subprime Investors Demand A (Much Larger) Lemons Premium?, Claire A. Hill

Law and Contemporary Problems

The subprime crisis would never have occurred had investors not been such enthusiastic consumers of subprime securities. The investors now say, somewhat self-servingly (but probably correctly), that they did not understand the securities -- securities for which they were willing to pay very high prices. Investors' willingness to purchase these securities on terms that were favorable to the sellers, and unfavorable to them, presents a considerable puzzle. Investors do not want to miss out on the next big thing.


The Impact Of State Anti-Predatory Lending Laws On The Foreclosure Crisis, Alan White, Carolina Reid, Lei Ding, Roberto G. Quercia Jan 2011

The Impact Of State Anti-Predatory Lending Laws On The Foreclosure Crisis, Alan White, Carolina Reid, Lei Ding, Roberto G. Quercia

Cornell Journal of Law and Public Policy

No abstract provided.


Women And Subprime Lending: An Essay Advocating Self-Regulation Of The Mortgage Lending Industry,Symposium On Law As Transformative Agent: Thinking And Doing Law In New Categories, Carol N. Brown Jan 2010

Women And Subprime Lending: An Essay Advocating Self-Regulation Of The Mortgage Lending Industry,Symposium On Law As Transformative Agent: Thinking And Doing Law In New Categories, Carol N. Brown

Law Faculty Publications

The subsequent national mortgage foreclosure crisis that seemed almost 5 uncontrollable by 2007 ignited a mortgage-related financial crisis that affected the global market place. News media, business reports, government investigations, 6 regulatory inquiries, and citizen suits focused national attention on the housing crisis and the problems attending what soon came to be known as the “mortgage meltdown.” A dual mortgage market had emerged in which subprime lending 7 disproportionately affected minorities (particularly blacks and Hispanics), women, and the elderly.8 Evidence of the disparate impact felt by certain minority borrowers is abundant and the evidence of gender disparities in subprime lending …


Insurance Perspectives On Federal Financial Regulatory Reform: Addressing Misunderstandings And Providing A View From A Different Paradigm, Jeffrey E. Thomas Jan 2010

Insurance Perspectives On Federal Financial Regulatory Reform: Addressing Misunderstandings And Providing A View From A Different Paradigm, Jeffrey E. Thomas

Villanova Law Review

The article discusses the insurance regulation in the U.S. and its role in the financial crisis. It states that the collapse of American International Group (AIG) was not an insurance regulatory failure. It describes the scope and approach to state insurance regulation and the development and functioning of the National Association of Insurance Commissioners (NAIC). The role played by the courts in insurance regulation is also addressed.


Racial Disparities In Subprime Home Mortgage Lending In New York City: Meaning And Implications, Richard D. Marsico, Jane Yoo Jan 2009

Racial Disparities In Subprime Home Mortgage Lending In New York City: Meaning And Implications, Richard D. Marsico, Jane Yoo

Articles & Chapters

No abstract provided.


Paid Tax Preparers, Used Car Dealers, Refund Anticipation Loans, And The Earned Income Tax Credit: The Need To Regulate Tax Return Preparers And Provide More Free Alternatives, Danshera Cords Jan 2009

Paid Tax Preparers, Used Car Dealers, Refund Anticipation Loans, And The Earned Income Tax Credit: The Need To Regulate Tax Return Preparers And Provide More Free Alternatives, Danshera Cords

Case Western Reserve Law Review

No abstract provided.


City On The Brink: The City Of Cleveland Sues Wall Street For Public Nuisance, Kyle Cutts Jan 2008

City On The Brink: The City Of Cleveland Sues Wall Street For Public Nuisance, Kyle Cutts

Case Western Reserve Law Review

No abstract provided.


Turning A Blind Eye: Wall Street Finance Of Predatory Lending, Kathleen C. Engel, Patricia A. Mccoy Jan 2007

Turning A Blind Eye: Wall Street Finance Of Predatory Lending, Kathleen C. Engel, Patricia A. Mccoy

Fordham Law Review

No abstract provided.