Law Commons^™

Prohibiting Cashless Retailers And Protecting The Impoverished, Allison Kretovic

Georgia State University Law Review

A growing number of customer-facing businesses have opted to implement cashless policies, declining to accept cash for payment and limiting consumers’ options on how they can pay for goods and services. Proponents for cashless policies cite the efficiencies gained by removing cash from a business and concerns about theft as their primary reasons for supporting such policies. Opponents to the move toward cashless express concerns that the policy is discriminatory and has a disparate impact on lower-income consumers who do not have access to financial institutions. Policymakers at the local and state levels have responded by proposing and enacting legislation …