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Full-Text Articles in Law
The Surety's Exposure For Wages And Related Liabilities, Lisa D. Sparks, Marc A. Campsen
The Surety's Exposure For Wages And Related Liabilities, Lisa D. Sparks, Marc A. Campsen
All Faculty Scholarship
A surety faces potential exposure to a multitude of liabilities under payment and performance bonds issued for state and federally funded bonded projects as well as from the express obligations imposed by private common law performance and payment bonds. This paper, however, focuses only on a surety’s potential exposure for wage and related liabilities.
Under federal law, a surety faces possible liability under a Miller Act Payment Bond to laborers for the bonded principal’s failure to pay wages. Union trusts may also recover against a surety under a Miller Act Payment Bond for the bonded principal’s failure to remit union …
Overvaluing Employer-Sponsored Health Insurance, Lauren R. Roth
Overvaluing Employer-Sponsored Health Insurance, Lauren R. Roth
Scholarly Works
Although positive and negative assessments of tying health insurance to employment abound, most scholars and policymakers have acknowledged that our long history in this area predicts our future. What they have largely ignored, however, is the extent to which individual attachment to employment-based insurance is at the root of our inability to make broader health reforms. The attachment (1) harms exchange-based insurance and (2) denies employers the ability to use Health Reimbursement Arrangements (“HRAs”) to subsidize the purchase of insurance by their employees on the exchanges.
This Article advocates reducing or eliminating workers’ overvaluation of their health insurance and increasing …