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Insurance Law

Series

2010

Abuse of discretion

Articles 1 - 1 of 1

Full-Text Articles in Law

The "Discretionary Clause" In Erisa Health Insurance Plans, Greg Munro Jan 2010

The "Discretionary Clause" In Erisa Health Insurance Plans, Greg Munro

Faculty Journal Articles & Other Writings

This article reviews the issue of the power of state insurance commissioners to regulate the use of the discretionary clause under ERISA. The article questions the remarkable power imbalance between insureds and insurers noting the courts' deference to decisions made under discretionary clauses and the abuse of discretion standard.