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Full-Text Articles in Law
Climate Change And Insurance, Patricia Mccoy
Climate Change And Insurance, Patricia Mccoy
Patricia A. McCoy
Panelist, Who Will Pay: The Public & Private Insurance Implications Of Climate Change's Drastic Challenges, Patricia Mccoy
Panelist, Who Will Pay: The Public & Private Insurance Implications Of Climate Change's Drastic Challenges, Patricia Mccoy
Patricia A. McCoy
Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc
Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc
Patricia A. McCoy
This Amicus Brief of Scholars of Insurance Regulation involves MetLife's challenge to the Financial Stability Oversight Council’s ("FSOC") determination that material financial distress at the company could pose a threat to U.S. financial stability. The brief focuses on one central element of MetLife’s challenge -- that FSOC failed to adequately consider the strength of the state insurance regulatory system in designating MetLife as a systemically significant nonbank financial company. The amicus brief argues that FSOC’s designation of MetLife fairly accounts for state insurance regulation’s focus on protecting policyholders rather than mitigating systemic risk. It argues that advancing these two regulatory …
Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance
Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance
Patricia A. McCoy
Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance
Systemic Risk Oversight And The Shifting Balance Of State And Federal Authority Over Insurance
Patricia A. McCoy
The presentation explored the implications of systemic risk regulation for the allocation of authority for state and federal insurance regulation.
“The Protective Function Of Automobile Insurance From The Perspective Of Judicial Adjudication
“The Protective Function Of Automobile Insurance From The Perspective Of Judicial Adjudication
Patricia A. McCoy
This talk explored the social tensions between making mandatory auto insurance affordable and the solvency of those insurance plans.
Moderator, Big Data And The Paradigm Of Insurance
Moderator, Big Data And The Paradigm Of Insurance
Patricia A. McCoy
Moderated a panel on the theoretical paradigm of big data and insurance.
Market Conduct Supervisors And Their Interactions With Prudential Authorities
Market Conduct Supervisors And Their Interactions With Prudential Authorities
Patricia A. McCoy
This presentation addressed potential commonalities and conflicting interests of market conduct and prudential supervisors.
The Cra Implications Of Predatory Lending
The Cra Implications Of Predatory Lending
Patricia A. McCoy
This article considers the Community Reinvestment Act's role in combating predatory lending. It provides an overview of the CRA, explains how CRA-covered lenders may enable predatory lending and explores the relationship between the CRA, federal subsidies and predatory lending. The article concludes that the CRA should be used to penalize lenders that engage in predatory lending and recommends that federal bank regulators use CRA to sanction behavior that could encourage further predatory lending.