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Insurance Law

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1965

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Full-Text Articles in Law

Recent Cases, Law Review Staff Dec 1965

Recent Cases, Law Review Staff

Vanderbilt Law Review

Conflict of Laws--Mexican Bilateral Divorce Decree Recognized Even Though Neither Party was a Mexican Domiciliary At Time of Divorce

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Constitutional Law--Section 504 of LMRDA a Bill of Attainder

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Corporations--DeFacto Merger--Dissenters' Rights--Construction of Merger and Amendment Statutes

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Criminal Law--Search and Seizure--Standing Granted for Dyer Act Prosecutions Without Allegation of Possession

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Damages--Restitutionary Relief for Breach of Contract Granted Under the Tucker Act to a Government Contractor

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Federal Employers' Liability Act--Applicability of "In Whole or in Part" Rule of Proximate Cause to Employer's Efforts To Prove Contributory Negligence Plaintiff brought suit under the Federal Employers' Liability Act'

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Insurance Law—Non-Escaping Fire Held To Constitute Hostile Fire, Robert M. Kornreich Dec 1965

Insurance Law—Non-Escaping Fire Held To Constitute Hostile Fire, Robert M. Kornreich

Buffalo Law Review

Barcalo Manufacturing Co. v. Firemen's Mutual Insurance Co., 24 A.D.2d 55, 263 N.Y.S.2d 807 (4th Dep't 1965).


Punitive Damages: Punishment Of An Insured Defendant?, Carroway V. Johnson, Kenneth Lasson Oct 1965

Punitive Damages: Punishment Of An Insured Defendant?, Carroway V. Johnson, Kenneth Lasson

All Faculty Scholarship

The plaintiff sued the defendant for injuries sustained in an automobile collision and was awarded a judgment in the amount of $5,000 actual damages and $1,500 punitive damages. The defendant's insurance company had refused to defend her in that action or to pay the judgment obtained, relying upon an employee exclusion clause in the policy. The plaintiff thereupon sued the defendant on the judgment, this time joining the insurer as a co-defendant, and won a verdict to recover against the insurer the aforesaid amount. The insurance company appealed, questioning its liability for punitive damages.


Use Of The Declaratory Judgment To Determine A Liability Insurer's Duty To Defend-Conflict Of Interests Oct 1965

Use Of The Declaratory Judgment To Determine A Liability Insurer's Duty To Defend-Conflict Of Interests

Indiana Law Journal

No abstract provided.


Insurance Law—Mandatory Arbitration—Inadequacy Of Mvaic Arbitration Award Not Grounds For Judicial Review, Richard M. Johnson Oct 1965

Insurance Law—Mandatory Arbitration—Inadequacy Of Mvaic Arbitration Award Not Grounds For Judicial Review, Richard M. Johnson

Buffalo Law Review

Torano v. Motor Vehicle Accident Indemnification Corp., 15 N.Y.2d 882, 206 N.E.2d 353, 258 N.Y.S.2d 418 (1965), affirming, 19 A.D.2d 356, 243 N.Y.S.2d 434 (lst Dep't 1963).


Insurance Law—Deduction Of Settlements From Insurance Company’S Liability On Automobile Policy Allowable, Alan S. Carrel Oct 1965

Insurance Law—Deduction Of Settlements From Insurance Company’S Liability On Automobile Policy Allowable, Alan S. Carrel

Buffalo Law Review

Duprey v. Security Mutual Casualty Company, 22 App. Div. 544, 256 N.Y.S.2d 987 (1965).


The Mysterious Disappearance Clause In Theft Insurance Sep 1965

The Mysterious Disappearance Clause In Theft Insurance

Washington and Lee Law Review

No abstract provided.


Temporary Substitute Clause In Automobile Liability Insurance Sep 1965

Temporary Substitute Clause In Automobile Liability Insurance

Washington and Lee Law Review

No abstract provided.


Evidence -- 1964 Tennessee Survey, Lyman R. Patterson Jun 1965

Evidence -- 1964 Tennessee Survey, Lyman R. Patterson

Vanderbilt Law Review

The difficulty in dealing with presumptions arises in part from the fact that the term embraces a host of different meanings, varying with the purposes underlying the presumption in a given situation. Unfortunately, the courts seldom articulate the meaning which they are attributing to the term and consequently do little to clear up the confusion... In Arnett v. Fuston, a negligence action, plaintiff argued that a verdict of not guilty against one of the two co-defendants was not supported by any evidence, and that a presumption should apply against him "for his election to stand on his motion for directed …


Insurance -- 1964 Tennessee Survey, Robert N. Covington Jun 1965

Insurance -- 1964 Tennessee Survey, Robert N. Covington

Vanderbilt Law Review

In Phoenix Ins. Co. v. Brown,' the named insured in a fire policy was Walter Brown. Walter had at one time owned the property insured. He had, however, conveyed it to his divorced wife Elsie, for whom he "was looking after the property," prior to the taking out of this policy. It was not alleged that the defendant's agent (who had previously written other policies on the property in Walter's name at the time Walter was the title-holder) knew of the conveyance to Elsie. After total destruction by fire the defendant refused to pay on the grounds of the lack …


Horn: Subrogation In Insurance Theory And Practice, Spencer L. Kimball Jun 1965

Horn: Subrogation In Insurance Theory And Practice, Spencer L. Kimball

Michigan Law Review

A Review of Subrogation in Insurance Theory and Practice By Ronald C. Horn.


Judgment Against Insured Is Conclusive Proof Of Amount Of Claim Against Dissolved Insurer- Commonwealth Ex Rel. Woodside V. Seaboard Mut. Cas. Co., Michigan Law Review May 1965

Judgment Against Insured Is Conclusive Proof Of Amount Of Claim Against Dissolved Insurer- Commonwealth Ex Rel. Woodside V. Seaboard Mut. Cas. Co., Michigan Law Review

Michigan Law Review

Plaintiffs, injured in an automobile accident, brought suits against an insured taxicab company. Before the case came to trial, the insurance commissioner found the insurer insolvent. In a separate proceeding he obtained a court order dissolving the insurer, enjoining the prosecution of any legal action against the insurer's assets, and providing for the filing of proof of claims with the insurance commissioner. The insurer's attorney, who had entered an appearance on behalf of the taxicab company, withdrew, and in an undefended action the plaintiffs recovered judgments against the cab company totalling nineteen thousand dollars. Unable to obtain execution on these …


The Family-Household Exclusion Clause In Auto Liability Insurance Mar 1965

The Family-Household Exclusion Clause In Auto Liability Insurance

Washington and Lee Law Review

No abstract provided.


The Divisibility Of Warranties In Insurance Policies, Jerald H. Sklar Mar 1965

The Divisibility Of Warranties In Insurance Policies, Jerald H. Sklar

Vanderbilt Law Review

The doctrine of substantial compliance, and other rules of construction such as the rule calling for an interpretation of warranties as being promissory rather than continuing, are familiar and frequently applied. When applied in favor of the insured, the usual result is to find that the insured has not breached the warranty. This note deals with a less frequently employed tool of beneficent interpretation and one whose thrust is different, the divisibility of warranties. The doctrine of divisibility does not result in a finding of "no breach"; instead it admits the breach, but deems it immaterial because it is not …


The Rights Of Insured To Reinstatement Under Life, Health And Accident Policies, N. Woodrow Pusey Jan 1965

The Rights Of Insured To Reinstatement Under Life, Health And Accident Policies, N. Woodrow Pusey

William & Mary Law Review

No abstract provided.


Administrative Control Of The Terms Of Insurance Contracts: A Comparative Study, Spencer L. Kimball, Werner Pfennigstorf Jan 1965

Administrative Control Of The Terms Of Insurance Contracts: A Comparative Study, Spencer L. Kimball, Werner Pfennigstorf

Indiana Law Journal

A related article published in this journal, Kimball and Pfennigstorf, Legislative Control of the Terms of Insurance Contracts: A Comparative Study, 39 IND. L.J. 675 (1964), examined legislative and judicial control of the provisions of insurance policies. Ideally, it would have been better to publish all aspects of control of insurance policies in one article, but length as well as complexity necessitated division of the subject matter. The reader who wishes a more complete picture of public control of the terms of insurance contracts should consult the earlier article and other available literature.


Waiver And Estoppel Used To Extend Insurance Coverage - Ebert V. Balter Jan 1965

Waiver And Estoppel Used To Extend Insurance Coverage - Ebert V. Balter

Maryland Law Review

No abstract provided.


Punitive Damages: Punishment Of An Insured Defendant? - Carroway V. Johnson Jan 1965

Punitive Damages: Punishment Of An Insured Defendant? - Carroway V. Johnson

Maryland Law Review

No abstract provided.


The Financially Irresponsible Motorist: A Survey Of State Legislation, Fredric C. Jacobs Jan 1965

The Financially Irresponsible Motorist: A Survey Of State Legislation, Fredric C. Jacobs

Villanova Law Review

No abstract provided.


Insurance - Total Disability, Bryan Campbell Jan 1965

Insurance - Total Disability, Bryan Campbell

Duquesne Law Review

The concept of "total disability" is clarified and expanded in Pennsylvania.

Cobosco v. Life Assurance Co. of Pennsylvania, 419 Pa. 158, 213 A.2d 369 (1965).


What Should Be In A Malpractice Insurance Policy, Sidney Franklin Jan 1965

What Should Be In A Malpractice Insurance Policy, Sidney Franklin

Cleveland State Law Review

The malpractice insurance policy, also known as Professional Liability Policy, should precisely delineate the coverage, whether partnership or individual, the exact period of the coverage, the exclusions and limitations, the type of practice, the exact premium and the cancellation procedure.


Duty Of Attorney Appointed By Liability Insurance Company, Jerry Brodsky Jan 1965

Duty Of Attorney Appointed By Liability Insurance Company, Jerry Brodsky

Cleveland State Law Review

This article examines the right of a liability insurer to control the defense of its insured, the duty owed to him in defending or settling an action brought against him, and liability for negligence in defending the suit. Special attention is given to the conflict of interests which may confront an attorney retained by an insurance company to defend an action brought against a policyholder.


The Report Of The Osgoode Hall Study On Compensation For Victims Of Automobile Accidents, Allen M. Linden Jan 1965

The Report Of The Osgoode Hall Study On Compensation For Victims Of Automobile Accidents, Allen M. Linden

Books

The Osgoode Hall Study was aimed at filling the factual lacuna which prevented an informed assessment of the Ontario system of compensating automobile accident victims. Those in charge of the study set out to collect and analyze statistical data which would illuminate the strength and weaknesses of the present system of loss distribution. A survey was designed which would discover the financial costs incurred by injured individuals and whether they were uncompensated, undercompensated or overcompensated for these costs. The project further aimed at describing the interrelation of the tort, private loss insurance and government reparation schemes, the role of lawyers …


Friendly V. Hostile Fires, George P. Smith Ii Jan 1965

Friendly V. Hostile Fires, George P. Smith Ii

Scholarly Articles

What is fire? This is the central question in the discussion of the friendly-hostile fire doctrine. Since fire is defined differently by the historian, the scientist, the layman, the economist, the lawyer and the insurance agent, it becomes necessary to consider these viewpoints separately and hopefully seek to clarify the existing differences. After completing this undertaking, it then becomes necessary to discuss the historical evolution of the doctrine with particular emphasis being placed upon a careful dissection of the early English case of Austin v. Drew which first introduced the principles embodied in the doctrine and the American case of …


Insurance Companies' Liability For The Acts Of Agents, Kenneth Montlack Jan 1965

Insurance Companies' Liability For The Acts Of Agents, Kenneth Montlack

Cleveland State Law Review

The formerly prevalent view that a party to an insurance contract is bound by his representations in all respects has been modified. Today, an increasing variety of acts or declarations by the insurance agent will shift the liability to the insurance company. The company is held to be estopped from pleading the insured's contract violations which were due to the actions of the insurer's agents. Because the general rules of agency apply to insurance agents, the company is responsible for those acts of a licensed agent performed within the scope of his authority.Thus the two problem areas in determining the …