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Full-Text Articles in Law
Retirees Can Benefit From Roth Iras, Sara Buscher
Retirees Can Benefit From Roth Iras, Sara Buscher
Marquette Elder's Advisor
Contrary to past beliefs, Roth IRAs can benefit retirees. This article discusses retirement planning for individuals of retirement age. This article also discusses how Roth IRA conversions can optimize retirement income, strengthen estates, and reducing tax liabilities.
A Win/Win Scenario For The Senior Key Employee And The Closely Held Business Owner: Nonqualified Deferred Compensation, Grace C. Wellwerts
A Win/Win Scenario For The Senior Key Employee And The Closely Held Business Owner: Nonqualified Deferred Compensation, Grace C. Wellwerts
Marquette Elder's Advisor
Seniors are living and staying employed longer. Wellwerts discusses how being strategic, a client can defer inflation-adjusted income into retirement years.
Funding A Grandchild's College Education, Richard L. Kaplan
Funding A Grandchild's College Education, Richard L. Kaplan
Marquette Elder's Advisor
This article examines a number of college-funding mechanisms available to grandparents for their grandchildren. In light of the multifaceted considerations and often conflicting factors, the article shows which approaches are most appropriate given any set of circumstances
Income-Only Trusts: A Win-Win-Win Option In Estate Planning, Billie M. Castle
Income-Only Trusts: A Win-Win-Win Option In Estate Planning, Billie M. Castle
Marquette Elder's Advisor
When appropriate, income-only trusts can achieve the multiple objectives of preserving assets while minimizing tax liability, protecting assets against the possibility of long-term care costs, and retaining control of the grantor. This article examines the important factors that need to be considered to use income-only trusts successfully.
Social Security Reform: Creating Transformative Opportunities For African Americans, Pheobe Weaver Williams
Social Security Reform: Creating Transformative Opportunities For African Americans, Pheobe Weaver Williams
Marquette Elder's Advisor
The Social Security retirement income program provides important security to nearly all workers in the U.S. Professor Williams reviews aspects of the Social Security system and proposes reforms in order to provide equitable protection.
The "Income First" Rule: The Blumer Case, James Jaeger
The "Income First" Rule: The Blumer Case, James Jaeger
Marquette Elder's Advisor
This article discusses the case of Burnett and Irene Blumer and the case's implementation of the "income first" rule.
"Super Charging" Your Clients' Retirement Portfolios, Robert P. Kreitler
"Super Charging" Your Clients' Retirement Portfolios, Robert P. Kreitler
Marquette Elder's Advisor
Most retirees' main objective is to maximize income and ensure that they do not run out of money. This is different from the preretirement years, when maximizing total return is typically the client's goal. The often neglected immediate fixed annuity is unique in its ability to "super charge" a portfolio. It can increase income and guarantee it for life.
Spending Assets Prudently For Quality Assisted Living, Jim Moore
Spending Assets Prudently For Quality Assisted Living, Jim Moore
Marquette Elder's Advisor
Most resident in assisted living communities depend on their after-tax annual incomes to pay their bills. Some also rely on contributions from family members. However, new methods of payment must be found if the senior housing industry is to serve more than just the small percentage of seniors who can afford private-pay assisted living on their income alone.
Elder Investments: A Critique Of Professional And Consumer Mediocrity, Errold F. Moody Jr.
Elder Investments: A Critique Of Professional And Consumer Mediocrity, Errold F. Moody Jr.
Marquette Elder's Advisor
This article deals with the investing problems faced by many elderly today. Moody asserts that investor problems are primarily caused by a lack of knowledge in all levels of American financing, investing, and retirement planning. The article examines recent systemic failures that demonstrate how lack of knowledge continues to promote system failure, despite its grievous impact on the elderly who rely on their investments for income when they can no longer work.