Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 4 of 4
Full-Text Articles in Law
Testing For Adverse Selection In Insurance Markets, Alma Cohen, Peter Siegelman
Testing For Adverse Selection In Insurance Markets, Alma Cohen, Peter Siegelman
Peter Siegelman
This paper reviews and evaluates the empirical literature on adverse selection in insurance markets. We focus on empirical work that seeks to test the basic coverage–risk prediction of adverse selection theory—that is, that policyholders who purchase more insurance coverage tend to be riskier. The analysis of this body of work, we argue, indicates that whether such a correlation exists varies across insurance markets and pools of insurance policies. We discuss various reasons why a coverage–risk correlation may not be found in some pools of insurance policies. The presence of a coverage-risk correlation can be explained either by moral hazard or …
James Heckman As A Law & Society Scholar: An Outsider’S Appreciation, Peter Siegelman
James Heckman As A Law & Society Scholar: An Outsider’S Appreciation, Peter Siegelman
Peter Siegelman
No abstract provided.
Racial Discrimination In ‘Everyday’ Commercial Transactions: What Do We Know, What Do We Need To Know, And How Can We Find Out?, Peter Siegelman
Racial Discrimination In ‘Everyday’ Commercial Transactions: What Do We Know, What Do We Need To Know, And How Can We Find Out?, Peter Siegelman
Peter Siegelman
No abstract provided.
The Urban Institute Audit Studies: Their Methods And Findings, James Heckman, Peter Siegelman
The Urban Institute Audit Studies: Their Methods And Findings, James Heckman, Peter Siegelman
Peter Siegelman
No abstract provided.