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Full-Text Articles in Law
Reconstruction's Lessons, Susan D. Carle
Reconstruction's Lessons, Susan D. Carle
Articles in Law Reviews & Other Academic Journals
In the current moment in the legal struggle for racial justice in the United States, the Nation appears at risk of repeating its history. The country stands at a time of some hope but more cause for pessimism. The current United States Supreme Court has exhibited hostility towards key legal priorities of the racial justice movement, and all indications point to this trend continuing or getting even worse. Leading commentators on race issues have suggested that the United States is headed back to the post Reconstruction era, sometimes referred to as “Redemption” in reference to southern states’ reassertion of white …
A Critical Jeffersonian Mind For A Community Reinvestment Bind, Chaz Brooks
A Critical Jeffersonian Mind For A Community Reinvestment Bind, Chaz Brooks
Articles in Law Reviews & Other Academic Journals
The Community Reinvestment Act of 1977 ("CRA") primarily sought to remedy decades of government sanctioned disinvestment in so-called “redlined communities.” Through the Home Owners’ Loan Corporation and later the Federal Housing Administration, the United States of America created from whole cloth a structure that encouraged and subsidized the explosion of homeownership in white American households. Following decades of racialized wealth generation, the United States had a change of heart. Congress determined that financiers needed a gentle push to invest fairly. Additionally, Congress wanted one thing clear in the drafting of this remedy—it must not allocate credit.
This essay considers how …