Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Aid (1)
- Antitrust; consumer protection; Brandeis; neo-classical; Bork; fintech; automobiles; Uber; Amazon; merchant; seller; Torts; restatment of torts; political; economic; internet; european union; Reagan; Trump; authoritarian; democratizing; regulation; class-action; state class-action (1)
- Autoloans; Infrastructure; Car Loans; Debt; Bankruptcy; Fintech; Technology; Car Economy; Automation; paycheck-to-paycheck; Consumer Financial Protection Bureau; CFPB; COVID-19; repossession; kicking the trade; Uber; Lyft; Federal Trade Commission; FTC; Uber Xchange; Uber Car Financing; ZipCar; City of Chicago v. Fulton; Chapter 13; Outside Financial Auto Loan Markup Index; Consumer Protection; Credit Apps; Subscription Programs; Ride-sharing; starter interruption device; SID; Consumer Bankruptcy Project; CBP; Chapter 7; superdiscarge; nondischargeable; (1)
- Consumer Reporting Agencies; CRA; circuit split; consumer; fraud; Federal Bureau of Investigation; Fair Credit Reporting Act; FCRA; credit reporting; debt collector; consumer report; identity theft; e-OSCAR; fraudent behavior; dispute resolution; Pennsylvania Higher Education Agency Services; PHEAA; Experian; Equifax; hacker; hacking; financing; credit; banking; Consumer Credit Reporting Reform Act of 1996; Automated Consumer Dispute Verification; ACDV; duty of care; cause of action; remedy; private information; Fair and Accurate Credit Transactions Act; FACTA; fraud alert; Consumer Financial Protection Bureau; CFPB; Cushman v. Trans Union Corp.; Brill v. Trans Union; Seventh Circuit; Third Circuit; jury; Henson v. CSC Credit Services; Blackwell v. Chex Systems; furnisher; consumer debt; creditor's tradelines; DeAndrade v. Trans Union LLC; Carvalho v. Equifax Information Services; Ninth Circuit; Bailey v. SCANA Energy Marketing; harmonization; harmonize; (1)
- Family Farmer Relief Act; bankruptcy; Chapter 12; farmer; debt limit; Small Business Reorganization Act; Subchapter V; liquidation; reorganization; Small Business Debtor Reorganization; Chapter 11; American Bankruptcy Institute; National Bankruptcy Conference; Bankruptcy Clause; debtor; creditor; borrower; lender; Bankruptcy Abuse Prevention and Consumer Protection Act; BAPCPA; trustee; absolute priority rule; creditor's committees; single asset real estate; secured; unsecured; Securities Exchange Act of 1934; Farm Bureau; National Farmers Union; American Bankers Association; Coronavirus (1)
Articles 1 - 4 of 4
Full-Text Articles in Law
Symposium: Consumer Welfare Market Structure And Political Power, Edward J. Janger
Symposium: Consumer Welfare Market Structure And Political Power, Edward J. Janger
Brooklyn Journal of Corporate, Financial & Commercial Law
Two competing visions dominate the fields of antitrust and consumer protection: neo-liberal and progressive. The neo-classical approach is associated with Robert Bork and the Law and Economics Movement. The progressive strand is older, identified with Brandeis and early 20th Century social reform. As a matter of chronology the Brandeisian view dominated into the 1970s, but from 1980, until recently, the Borkian law and economics approach has been in ascendancy in Congress, the academy, and in the courts. Technological change and events in the broader economy have caused the politics and the academic focus to shift. The financial crisis of 2008-09 …
Consumers' Declining Power In The Fintech Auto Loan Market, Pamela Foohey
Consumers' Declining Power In The Fintech Auto Loan Market, Pamela Foohey
Brooklyn Journal of Corporate, Financial & Commercial Law
Automobiles have become part of America’s infrastructure. For most people, having access to a car is crucial to their livelihoods and they will take on significant amounts of debt to purchase vehicles. Auto debt is unlike any other consumer debt, both in its structure, which allows creditors to easily seize collateral, and in its lack of regulation. The unique and lucrative nature of auto debt has not gone unnoticed by lenders or by companies leveraging fintech to offer people new ways to purchase cars and car loans. This Article assesses the evolving marketplace for auto sales, leasing, and loans to …
Door Shut And Ears Plugged: How Consumer Reporting Casts Identity Theft Victims Out Of Financial Society And How The Law Can Be Harmonized To Bring Them Back In, Ryan Bolger
Brooklyn Journal of Corporate, Financial & Commercial Law
Consumer Reporting Agencies (CRAs) are the gatekeepers to the American economy. As the chief informants for prospective lenders, landlords, and employers, they exert immense power over the day-to-day decisions of who gets what. Despite these high stakes, the CRAs run consumer reporting as an automated electronic process that causes a lot of reporting errors, disqualifying consumers from essential goods, services, and opportunities. This is painfully true in the context of identity theft, where perverse incentives pollute the integrity of consumer reporting, piling undue harm onto identity theft victims. The law provides a remedy for this problem, but circuit courts are …
Revising The Debt Limit For “Small Business Debtors”: The Legislative Half-Measure Of The Small Business Reorganization Act, Michael C. Blackmon
Revising The Debt Limit For “Small Business Debtors”: The Legislative Half-Measure Of The Small Business Reorganization Act, Michael C. Blackmon
Brooklyn Journal of Corporate, Financial & Commercial Law
Bankruptcy law changed drastically in 2019 with the passage of several bills. This Note will examine two of them. First, the Family Farmer Relief Act of 2019 raised the debt limit of the family farmer from $4,411,400 to $10,000,000. This enables more financially distressed family farmers to be eligible for Chapter 12 relief, a reorganizational tool designed for farmers. Second, the Small Business Reorganization Act of 2019 created Subchapter V – Small Business Debtor Reorganization in Chapter 11. This new Subchapter streamlined the reorganization process for small business debtors by removing roadblocks which often derail a reorganization of a small …