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Banking and Finance Law

Brigham Young University Journal of Public Law

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Full-Text Articles in Law

Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Rex E. Lee Feb 2019

Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Rex E. Lee

Brigham Young University Journal of Public Law

“Why hasn’t someone else stepped in to lend at lower interest rates?” is the question frequently asked in discussions of payday loans. The average payday loan carries an Annual Percentage Rate (APR) of over 300%. Given the strength of th e payday lenders lobby at the federal and state level, one way to help low- and moderate-income households escape the financial harms of pa yday loans is to encourage other lenders to enter the small-dollar loan market and offer more affordable products. Over the past ten years, an array of affordable small-dollar loan programs offered by banks, credit unions, non-profit …


Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Eliza Platts-Mills, Justin Chung Feb 2019

Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Eliza Platts-Mills, Justin Chung

Brigham Young University Journal of Public Law

“Why hasn’t someone else stepped in to lend at lower interest rates?” is the question frequently asked in discussions of payday loans. The average payday loan carries an Annual Percentage Rate (APR) of over 300%. Given the strength of th e payday lenders lobby at the federal and state level, one way to help low- and moderate-income households escape the financial harms of pa yday loans is to encourage other lenders to enter the small-dollar loan market and offer more affordable products. Over the past ten years, an array of affordable small-dollar loan programs offered by banks, credit unions, non-profit …


Holding Investment Bankers Liable For Aiding And Abetting Corporate Directors: The Under-Deterrent, Maren Worley Nov 2017

Holding Investment Bankers Liable For Aiding And Abetting Corporate Directors: The Under-Deterrent, Maren Worley

Brigham Young University Journal of Public Law

No abstract provided.


Eternal Student Loan Liability: Who Can Sue Under 20 U.S.C. § 1091a?, Glenn E. Roper May 2005

Eternal Student Loan Liability: Who Can Sue Under 20 U.S.C. § 1091a?, Glenn E. Roper

Brigham Young University Journal of Public Law

No abstract provided.


Doyle V. Ortega: Is Specific Performance Available For Buyers In An Earnest Money Contract?, Robert L. Phillips Mar 1995

Doyle V. Ortega: Is Specific Performance Available For Buyers In An Earnest Money Contract?, Robert L. Phillips

Brigham Young University Journal of Public Law

No abstract provided.


The Efficacy Of Merit Review Of Common Stock Offerings: Do Regulators Know More Than The Market?, Marianne M. Jennings Mar 1993

The Efficacy Of Merit Review Of Common Stock Offerings: Do Regulators Know More Than The Market?, Marianne M. Jennings

Brigham Young University Journal of Public Law

No abstract provided.


Enforcement Of Pre-Dispute Arbitration Clauses In Broker-Investor Contracts: Are Investors Protected?, Mark Jay Linderman May 1988

Enforcement Of Pre-Dispute Arbitration Clauses In Broker-Investor Contracts: Are Investors Protected?, Mark Jay Linderman

Brigham Young University Journal of Public Law

No abstract provided.