Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 10 of 10
Full-Text Articles in Law
Dirty Debts Sold Dirt Cheap, Dalie Jimenez
Dirty Debts Sold Dirt Cheap, Dalie Jimenez
Dalie Jimenez
More than 77 million Americans have a debt in collections. Many of these debts will be sold to debt buyers for pennies, or fractions of pennies, on the dollar. This Article details the perilous path that debts travel as they move through the collection ecosystem. Using a unique dataset of 84 consumer debt purchase and sale agreement, it examines the manner in which debts are sold, oftentimes as simple data on a spreadsheet, devoid of any documentary evidence. It finds that in many contracts, sellers disclaim all warranties about the underlying debts sold or the information transferred. Sellers also sometimes …
Resolving Large, Complex Financial Firms, Thomas Fitzpatrick, Mark Greenlee, James Thomson
Resolving Large, Complex Financial Firms, Thomas Fitzpatrick, Mark Greenlee, James Thomson
James B Thomson
How to best manage the failure of systemically important fi nancial fi rms was the theme of a recent conference at which the latest research on the issue was presented. Here we summarize that research, the discussions that it sparked, and the areas where considerable work remains.
The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps
The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps
Patricia A. McCoy
In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression.
Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards
Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards
Patricia A. McCoy
No abstract provided.
Predatory Lending Practices: Definition And Behavioral Implications
Predatory Lending Practices: Definition And Behavioral Implications
Patricia A. McCoy
No abstract provided.
Financial Modernization After Gramm-Leach-Bliley
Financial Modernization After Gramm-Leach-Bliley
Patricia A. McCoy
No abstract provided.
Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts
Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts
Patricia A. McCoy
No abstract provided.
Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk
Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk
Patricia A. McCoy
No abstract provided.
Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions
Patricia A. McCoy
No abstract provided.