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2024

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Full-Text Articles in Engineering

Sustaining Digital Assets Through Mobile Estate Planning, Norliza Katuk, Asvinitha Muniandy, Norazlina Abd. Wahab, Ijaz Ahmad Jun 2024

Sustaining Digital Assets Through Mobile Estate Planning, Norliza Katuk, Asvinitha Muniandy, Norazlina Abd. Wahab, Ijaz Ahmad

An-Najah University Journal for Research - B (Humanities)

Many people own online accounts, with some having financial values like Internet banking, e-wallet and cryptocurrency. In the case of sudden death, their heirs are unaware of the digital assets possessed by the deceased person, which causes the assets to be lost forever, and the heirs might not receive the assets. If an estate plan did not account for digital assets properly, the beneficiaries would not be able to access them. Therefore, this paper addresses this issue by implementing a software development approach in designing a suitable model for sustaining digital assets through smartphones to allow the inheritance of digital …


Monetary Condition Index And Its Relation With Other Macroeconomic Variables: An Empirical Study In Selected Mena Countries, Jinan Jihad Kassem May 2024

Monetary Condition Index And Its Relation With Other Macroeconomic Variables: An Empirical Study In Selected Mena Countries, Jinan Jihad Kassem

BAU Journal - Creative Sustainable Development

This article aims to construct a monetary condition index (MCI) for five countries in the MENA region, namely Algeria, Bahrain, Egypt, Jordan, and Morocco, in order to interpret the stance of monetary policy in these countries. A broad MCI has been constructed by combining two transmission channels of monetary policy, the real interest rate and the real effective exchange rate, along with bank credit to the private sector. These three indicators of the monetary conditions are collected for these countries over the period 1995–2020 for all countries except for Bahrain, which has data from 1995 to 2015. Principal component analysis …


Effect Of Recommending Users And Opinions On The Network Connectivity And Idea Generation Process, Sriniwas Pandey, Hiroki Sayama May 2024

Effect Of Recommending Users And Opinions On The Network Connectivity And Idea Generation Process, Sriniwas Pandey, Hiroki Sayama

Northeast Journal of Complex Systems (NEJCS)

The growing reliance on online services underscores the crucial role of recommendation systems, especially on social media platforms seeking increased user engagement. This study investigates how recommendation systems influence the impact of personal behavioral traits on social network dynamics. It explores the interplay between homophily, users’ openness to novel ideas, and recommendation-driven exposure to new opinions. Additionally, the research examines the impact of recommendation systems on the diversity of newly generated ideas, shedding light on the challenges and opportunities in designing effective systems that balance the exploration of new ideas with the risk of reinforcing biases or filtering valuable, unconventional …


Evolving Hangwuran City Development Model Through Partial Least Square Approach In North-Central Nigeria, Samuel Medayese, Hangwelani H. Magidimisha-Chipungu, Lovemore Chipungu Apr 2024

Evolving Hangwuran City Development Model Through Partial Least Square Approach In North-Central Nigeria, Samuel Medayese, Hangwelani H. Magidimisha-Chipungu, Lovemore Chipungu

CSID Journal of Infrastructure Development

The need for a paradigmatic shift in city development ideology has become increasingly evident over the years. In response to this need, the Hangwurian City Development Model was developed to establish a connection between the concepts of environmental awareness, urban governance, and management. This model also integrates sustainable urban development, urban liveability, and inclusive physical development. The research sets a critical objective of analyzing the significant levels of various indicator variables. The exploratory research utilized partial least squares (PLS) via SmartPLS to evaluate the variables, collecting quantitative data through the open data toolkit from three selected cities: Lokoja, Minna, and …


An Architectural Approach To Neighborhood Design In The Quarry Road Informal Settlement In Durban, Viloshin Govender, Ameen Shaikjee Apr 2024

An Architectural Approach To Neighborhood Design In The Quarry Road Informal Settlement In Durban, Viloshin Govender, Ameen Shaikjee

CSID Journal of Infrastructure Development

Informal settlements, often characterized by inadequate infrastructure, housing, and services, are a significant urban challenge in the global South. Creating well-functioning and supportive neighborhoods within these settlements is crucial for improving the living conditions and livelihoods of those living there. This paper explores the strategies and principles of creating neighborhoods in informal settlements that promote community empowerment, social cohesion, and sustainable development. Conventional top-down development approaches often fail to address these settlements' unique needs and dynamics. In contrast, a bottom-up approach empowers residents, fosters community engagement, and promotes sustainable development. This paper explores how architecture can respond to the needs …


Liveable Communities: A Case Study Of Availability, Proximity, And The Quality Of Critical Infrastructure In Colombo, Srilanka, Maheshi Tennakoon, Udayangani Kulatunga Apr 2024

Liveable Communities: A Case Study Of Availability, Proximity, And The Quality Of Critical Infrastructure In Colombo, Srilanka, Maheshi Tennakoon, Udayangani Kulatunga

CSID Journal of Infrastructure Development

The concept of livable communities has become increasingly significant in regional planning, aiming to improve the quality of life for residents. Despite continued investment in critical infrastructure in developing countries, the enhancement of livability has not kept pace with infrastructure development. This study investigates the impact of crucial infrastructure on community livability, utilizing a holistic single case study approach with Colombo as the case study. The relationship between critical infrastructure development and urban livability serves as the unit of analysis. Data were collected through semi-structured interviews with ten subject matter experts and analyzed using manual content analysis. The research finds …


Neighbourhood Planning: Reminiscence Towards Liveable Communities, Bolanle Wahab, Waheed Kadiri, Ayobami Popoola, Bamiji Adeleye, Robert A. Dwamena Apr 2024

Neighbourhood Planning: Reminiscence Towards Liveable Communities, Bolanle Wahab, Waheed Kadiri, Ayobami Popoola, Bamiji Adeleye, Robert A. Dwamena

CSID Journal of Infrastructure Development

Urbanisation remains a topical discussion across the globe. According to the United Nations (2022), 68% of the world's population will be absorbed in urban areas by 2050. The envisaged rapid urbanisation in cities by 2050 is believed to be accompanied by various planning problems, which include accelerated climate change, urban slums, urban sprawl, poor sanitation, inadequate infrastructure, overcrowding, housing deficiency and transportation issues. To mitigate these planning problems, the role of effective urban planning cannot be overemphasised. Urban planning provides a pathway for overcoming the various challenges posed by urbanisation both in the present and in the future.

Urban planning …


Condition Of Drainage System And Its Impact On The Residents Of Mowe, Ogun State, Nigeria, Ayodeji Olusola Ajayi, Testimony Ayomide Oladiran, Ismail Adedapo Oyerinde, Aderonke Olufunmi Ajayi, Adonis Busuyi Fakanlu Apr 2024

Condition Of Drainage System And Its Impact On The Residents Of Mowe, Ogun State, Nigeria, Ayodeji Olusola Ajayi, Testimony Ayomide Oladiran, Ismail Adedapo Oyerinde, Aderonke Olufunmi Ajayi, Adonis Busuyi Fakanlu

CSID Journal of Infrastructure Development

This study examines the impacts of drainage infrastructure conditions on Mowe, Ogun State, residents. The study used a quantitative research design, using a systematic random sampling technique to select ten (10) residential estates (three public-owned and seven privately owned) in the study area. In all, 107 residents were sampled using a structured questionnaire. The data collected was analysed using descriptive statistics. Based on the findings of this study, it was evident that the surface drainage system, mainly constructed with sandcrete blocks, was predominant in the study area. The result established that the drainage's minimum height in the study area was …


Socio-Economic Effects Of Orisumbare Sawmilling Industries On The Residents Of Ikire, Irewole Local Government Area Osun-State, Nigeria, Umar Usman Jimoh, D R. Ogungbemi Apr 2024

Socio-Economic Effects Of Orisumbare Sawmilling Industries On The Residents Of Ikire, Irewole Local Government Area Osun-State, Nigeria, Umar Usman Jimoh, D R. Ogungbemi

CSID Journal of Infrastructure Development

The study examined the socio-economic effects of the Orisumbare sawmill industry on the residents of Ikire, Irewole local government area of Osun State. The objectives of the study include, examination of the socio-economic characteristics of the respondents, the positive effects of industry on the residents, the negative impacts of industry on the residents, and the perceived environmental-induced diseases caused by industrial activities. A case study research design was adopted, while both primary and secondary data were utilised. A multistage sampling technique was used, in which a buffer zone of 900m radius was made to delineate the zone of industries’ influence. …


Urban Expansion And Loss Of Watershed Of Eleyele Dam In Ibadan, Nigeria, Samson A. Adejumo, Solomon Osunwale Apr 2024

Urban Expansion And Loss Of Watershed Of Eleyele Dam In Ibadan, Nigeria, Samson A. Adejumo, Solomon Osunwale

CSID Journal of Infrastructure Development

The study examined human activities contributing to the depletion of the Eleyele watershed. The activities have grown over time due to urban expansion through population growth and land and space requirements, resulting in rapid land use and land cover change. The study sourced both quantitative and qualitative data. A total of 247 pre-tested questionnaires were administered to randomly selected residents in the four communities (Eleyele, Ijokodo, Awotan, and Idi Osan) abutting the Eleyele watershed. In-depth interviews were conducted with the heads of Eleyele Waterworks, the Forestry Department, and the Oyo State Ministry of Agriculture and Natural Resources. We used Remote …


Land Surface Temperature And Landuse/ Land Cover Change Variability Using Remotely Sensed Data For Sub-Urban Settlements In Osun State, Nigeria, Saeed K. Ojolowo, Abiodun A. Audu, Charles O. Olatubara, Olusiyi Ipingbemi, Olaitan O. Odunola, Olaide J. Omirin, Oluwasinaayomi F. Kasim Apr 2024

Land Surface Temperature And Landuse/ Land Cover Change Variability Using Remotely Sensed Data For Sub-Urban Settlements In Osun State, Nigeria, Saeed K. Ojolowo, Abiodun A. Audu, Charles O. Olatubara, Olusiyi Ipingbemi, Olaitan O. Odunola, Olaide J. Omirin, Oluwasinaayomi F. Kasim

CSID Journal of Infrastructure Development

Land surface temperature (LST) is an indispensable factor in studying urban climate. Ground-based measurements have been employed to quantify LST and Land Use/Land Cover Change (LULC). However, due to advancements in space technology and extensive spatial coverage, remote sensing techniques are increasingly being used to measure the intensity of LST and LULC dynamics, owing to the availability of enhanced satellite-based thermal observations of the Earth. The climatic conditions over a medium-sized city could be improved by understanding the interplay of LST and LULC. In this study, we estimated LST based on Landsat bands 4 and 5 for 1990 and 2000, …


Assessing The Characteristics Of Coastal Neighbourhoods That Influence Flood Susceptibility In Kosofe, Nigeria, Saudat O. Ajijola, Funmilayo M. Adedire, J A. Fadamiro Apr 2024

Assessing The Characteristics Of Coastal Neighbourhoods That Influence Flood Susceptibility In Kosofe, Nigeria, Saudat O. Ajijola, Funmilayo M. Adedire, J A. Fadamiro

CSID Journal of Infrastructure Development

As climate change continues to exacerbate weather patterns, flood susceptibility has become an increasingly pressing global concern. The susceptibility to floods is influenced by many contextual factors; as such, characterizing coastal neighbourhoods for the purpose of articulating susceptibility pathways is crucial for developing appropriate physical planning policies. The specific research objective seeks to assess the dimensions of neighbourhood characteristics that influence flood susceptibility in Kosofe, a suburban coastal community in Lagos, Nigeria. The data used were based on primary and secondary sources. Using a systematic sampling method, 324 respondents participated in the field survey. The result of the descriptive statistics, …


Analysis Of The Effects Of Service Delivery On The Wellbeing Of Internally Displaced Persons (Idps) In Federal Capital Territory (Fct), Abuja, Olusegun O. Idowu, Valda Martins, Ndako B. Santali, Jonathan U. Adama, Adekunle S. Adeogun, Gideon Danlami Apr 2024

Analysis Of The Effects Of Service Delivery On The Wellbeing Of Internally Displaced Persons (Idps) In Federal Capital Territory (Fct), Abuja, Olusegun O. Idowu, Valda Martins, Ndako B. Santali, Jonathan U. Adama, Adekunle S. Adeogun, Gideon Danlami

CSID Journal of Infrastructure Development

The provision of services, encompassing substandard medical facilities, inadequate housing conditions, limited access to electricity, insufficient recreational amenities, and the absence of potable water supply, has emerged as a significant impediment confronting Internally Displaced Persons (IDPs) both domestically and globally. The present investigation sought to evaluate the impact of service delivery on the welfare of IDPs residing in the Federal Capital Territory (FCT), Abuja. The objectives of this inquiry were to assess the socioeconomic attributes of the IDPs, scrutinize the types and efficacy of service delivery within the IDP camps, and appraise the consequences of service delivery on the well-being …


Partnership And Coalition Efforts For Community-Based Research: Towards A Liveable Urban And Rural Settlement In Kwazulu-Natal, Sibongile A. Ngcobo, Nene E. Khalema, Tawanda Makusha Apr 2024

Partnership And Coalition Efforts For Community-Based Research: Towards A Liveable Urban And Rural Settlement In Kwazulu-Natal, Sibongile A. Ngcobo, Nene E. Khalema, Tawanda Makusha

CSID Journal of Infrastructure Development

This paper examines the role of community partnerships and coalitions in the intricate and constantly evolving dynamics of communities in KwaZulu-Natal, South Africa. Various aspects of the community context, such as socioeconomic conditions, geography, environmental factors, demographics, community politics, and cultural norms, often influence these community partnerships and coalitions. This study adopted the Community Coalition Action Theory as an organisational framework to examine the efforts of coalitions and partnerships in community-based research. The research applied a mixed-methods approach. This included a survey and individual interviews within the research organisation responsible for multiple community-based projects in rural and urban areas of …


Assessment Of Educational Facilities In Osogobo Metropolis Nigeria, Dele S. Ogundahunsi, Martins B. Gasu, Samuel B. Adedotun, Olayiwola Olayode, Akintayo O. Ojo, Christiana Olayode Mar 2024

Assessment Of Educational Facilities In Osogobo Metropolis Nigeria, Dele S. Ogundahunsi, Martins B. Gasu, Samuel B. Adedotun, Olayiwola Olayode, Akintayo O. Ojo, Christiana Olayode

CSID Journal of Infrastructure Development

This study assessed educational facilities in the Osogbo metropolis, Nigeria, aiming to evaluate the available educational facilities, examine student and staff satisfaction levels, and analyze their availability across schools in the area. The sample consisted of 476 schools, from which 73 were randomly selected. A multistage sampling procedure was employed to sample 1,863 pupils/students and 87 teachers for questionnaire administration, complemented by observation. Data were analyzed using Mean Weighted Average, Summation of Weighted Value, and Analysis of Variance. Findings showed that 63.4% of primary schools had the listed facilities, while 75% of secondary schools reported 81% availability. Public primary school …


How Can Generative Ai (Genai) Enhance Or Hinder Qualitative Studies? A Critical Appraisal From South Asia, Nepal, Niroj Dahal Mar 2024

How Can Generative Ai (Genai) Enhance Or Hinder Qualitative Studies? A Critical Appraisal From South Asia, Nepal, Niroj Dahal

The Qualitative Report

Qualitative researchers can benefit from using generative artificial intelligence (GenAI), such as different versions of ChatGPT—GPT-3.5 or GPT-4, Google Bard—now renamed as a Gemini, and Bing Chat—now renamed as a Copilot, in their studies. The scientific community has used artificial intelligence (AI) tools in various ways. However, using GenAI has generated concerns regarding potential research unreliability, bias, and unethical outcomes in GenAI-generated research results. Considering these concerns, the purpose of this commentary is to review the current use of GenAI in qualitative research, including its strengths, limitations, and ethical dilemmas from the perspective of critical appraisal from South Asia, Nepal. …


History Of Clover Leaf Syndrome, Isabella Perez Feb 2024

History Of Clover Leaf Syndrome, Isabella Perez

Mako: NSU Undergraduate Student Journal

The purpose of this paper is to summarize the history of clover leaf syndrome and describe the newest advancements made to treat it. Clover leaf syndrome is more formally referred to as Kleeblattschadel syndrome. Information was gathered from several scholarly, peer-reviewed articles, and was condensed down into the key takeaways. This syndrome impacts the formation of the skull due to premature fusion of its sutures, creating a tri-lobar skull that resembles a clover leaf. This premature fusion is referred to as a type of craniosynostosis and has been linked to causing several other health complications ranging in severity. This is …


Systemization & Survival -- “Houston, We Have A Problem” – Business Lessons From Apollo 13, Judith Jacob Iddy, Njeru Zakayo Feb 2024

Systemization & Survival -- “Houston, We Have A Problem” – Business Lessons From Apollo 13, Judith Jacob Iddy, Njeru Zakayo

Markets, Globalization & Development Review

In the business world, there are different factors that determine whether a business will survive or not. Apollo 13 film perfectly demonstrates what every business undergoes throughout its lifecycle. Apollo 13 spacecraft started its journey to the moon successfully with the mission being to land on the moon. Unfortunately, within a very short period of time, Apollo 13 started to experience a series of problems that required quick actions and decisions to be made with the involvement of different sets of technical skills. Ultimately, by using the prototype and systems which NASA had established for Apollo 13, the teams managed …


The Impact Of Social Media On Charitable Giving For Nonprofit Organization, Namchul Shin Jan 2024

The Impact Of Social Media On Charitable Giving For Nonprofit Organization, Namchul Shin

Journal of International Technology and Information Management

Research has extensively studied nonprofit organizations’ use of social media for communications and interactions with supporters. However, there has been limited research examining the impact of social media on charitable giving. This research attempts to address the gap by empirically examining the relationship between the use of social media and charitable giving for nonprofit organizations. We employ a data set of the Nonprofit Times’ top 100 nonprofits ranked by total revenue for the empirical analysis. As measures for social media traction, i.e., how extensively nonprofits draw supporters on their social media sites, we use Facebook Likes, Twitter Followers, and Instagram …


Entrepreneurship Education In The Lens Of The Senior High School Students, Calvin J. Caliat, Nehmar J. Dalhadi, Kathleen M. Ishmael Jan 2024

Entrepreneurship Education In The Lens Of The Senior High School Students, Calvin J. Caliat, Nehmar J. Dalhadi, Kathleen M. Ishmael

ASEAN Journal on Science and Technology for Development

This study uncovers the perspective on the entrepreneurship education of senior high school students on the university campus. This paper is employed a descriptive research design using a survey ques-tionnaire for the respondents. The survey found that respondents are willing to engage in business be-tween one to 10 years after college. The willingness is due to the encouragement from their parents, independent decision-making, building self-confidence and knowledge, and chasing their dreams. However, there are two significant factors that hinder this, including a need for more business investment and experience. The principal attitudes of an entrepreneur include self-control and creativity. Gaining …


Factors Affecting The Adoption Of Information Technology In Medium And Small Enterprises: A Case Study In Mekong Delta, Vietnam, Thy-Lieu Nguyen-Thi, Duy-Dong Le, Kieu-Chinh Nguyen-Ly, Trung-Tien Nguyen, Mohamed Saleem Haja Nazmudeen Jan 2024

Factors Affecting The Adoption Of Information Technology In Medium And Small Enterprises: A Case Study In Mekong Delta, Vietnam, Thy-Lieu Nguyen-Thi, Duy-Dong Le, Kieu-Chinh Nguyen-Ly, Trung-Tien Nguyen, Mohamed Saleem Haja Nazmudeen

ASEAN Journal on Science and Technology for Development

This research endeavors to discern the determinants influencing the adoption of information technology in the management practices of small and medium-sized enterprises (SMEs) situ-ated within the Mekong Delta region of Vietnam. Leveraging the Unified Theory of Ac-ceptance and Use of Technology (UTAUT), PLS-SEM, and ANN models, this study ranks the pivotal factors that impact the decision to integrate information technology into SME management. The identified factors, in order of significance, encompass (1) Support from State Agencies, (2) Managerial Qualifications, (3) Competitive Landscape, (4) Enterprise Scale, and (5) Employee Qualifications. The investigation encompasses 496 SMEs across the Mekong Delta and evaluates …


The Past And The Promised Future Of Supersonic Flight, Rowan Seskin Jan 2024

The Past And The Promised Future Of Supersonic Flight, Rowan Seskin

Emerging Writers

The commercial aviation industry is extremely competitive, and constant innovation is an essential part of its success. In 1976, the Concorde raised the stakes by more than doubling the cruising speed of existing airliners. However, a handful of issues plagued the aircraft until its eventual retirement in November of 2003. Since then, no airliner has successfully taken its place, but the tides are turning. In my research, I investigated the factors that led to the Concorde's demise and examined the steps currently being taken to overcome those challenges.


Assessing Past Airworthiness Directives And How Safety Management Systems May Benefit Aviation Product Design And Manufacturing, Damon Lercel Ph.D., Manoj Patankar Ph.D., Richard Steckel Ph.D. Jan 2024

Assessing Past Airworthiness Directives And How Safety Management Systems May Benefit Aviation Product Design And Manufacturing, Damon Lercel Ph.D., Manoj Patankar Ph.D., Richard Steckel Ph.D.

Journal of Aviation/Aerospace Education & Research

The European Union Aviation Safety Agency (EASA) continues to promulgate Safety Management Systems (SMS) across aviation organizations when it recently issued SMS requirements for EASA certificated Part 145 maintenance, repair and overhaul (MRO) organizations and Part 21 Design & Manufacturing (D&M) organizations. Currently, the Federal Aviation Administration (FAA) has no such rule in place for these U.S.-based organizations, which may challenge those doing business in countries where EASA policies apply. Given that a majority of the United States’ D&M and MRO population is made up of smaller organizations, it is likely a U.S. SMS regulation will require justification of the …


Integrated Organizational Machine Learning For Aviation Flight Data, Michael J. Pritchard Ph.D., Austin T. Walden Ph.D., Paul J. Thomas Ph.D. Jan 2024

Integrated Organizational Machine Learning For Aviation Flight Data, Michael J. Pritchard Ph.D., Austin T. Walden Ph.D., Paul J. Thomas Ph.D.

Journal of Aviation/Aerospace Education & Research

Increased availability of data and computing power has allowed organizations to apply machine learning techniques to various fleet monitoring activities. Additionally, our ability to acquire aircraft data has increased due to the miniaturization of small form factor computing machines. Aircraft data collection processes contain many data features in the form of multivariate time series (continuous, discrete, categorical, etc.) which can be used to train machine learning models. Yet, three major challenges still face many flight organizations: 1) integration and automation of data collection frameworks, 2) data cleanup and preparation, and 3) developing an embedded machine learning framework. Data cleanup and …


How Does Digitalisation Transform Business Models In Ropax Ports? A Multi-Site Study Of Port Authorities, Yiran Chen, Anastasia Tsvetkova, Kristel Edelman, Irina Wahlström, Marikka Heikkila, Magnus Hellström Jan 2024

How Does Digitalisation Transform Business Models In Ropax Ports? A Multi-Site Study Of Port Authorities, Yiran Chen, Anastasia Tsvetkova, Kristel Edelman, Irina Wahlström, Marikka Heikkila, Magnus Hellström

Journal of International Technology and Information Management

This article investigates the relationship between digitalisation and business model changes in RoPax ports. The study is based on six RoPax ports in Northern Europe, examining their digitalisation efforts and the resulting changes in their business models, leading to further digital transformation. The paper offers insights by reviewing relevant literature on digitalisation’s role in business model innovation and its application in ports. The findings reveal that digitalisation supports relevant business model changes concerning port operation integration within logistics chains, communication, documentation flow, and cargo flow optimisation. However, exploring digitalisation’s potential for diversifying value propositions is still limited. Most digitalisation efforts …


Key Issues Of Predictive Analytics Implementation: A Sociotechnical Perspective, Leida Chen, Ravi Nath, Nevina Rocco Jan 2024

Key Issues Of Predictive Analytics Implementation: A Sociotechnical Perspective, Leida Chen, Ravi Nath, Nevina Rocco

Journal of International Technology and Information Management

Developing an effective business analytics function within a company has become a crucial component to an organization’s competitive advantage today. Predictive analytics enables an organization to make proactive, data-driven decisions. While companies are increasing their investments in data and analytics technologies, little research effort has been devoted to understanding how to best convert analytics assets into positive business performance. This issue can be best studied from the socio-technical perspective to gain a holistic understanding of the key factors relevant to implementing predictive analytics. Based upon information from structured interviews with information technology and analytics executives of 11 organizations across the …


Does Personality Traits And Security Habits Influence Security Of Personal Identification Numbers? The Context Of Mobile Money Services In Tanzania., Daniel Ntabagi Koloseni Jan 2024

Does Personality Traits And Security Habits Influence Security Of Personal Identification Numbers? The Context Of Mobile Money Services In Tanzania., Daniel Ntabagi Koloseni

Journal of International Technology and Information Management

Security is an important ingredient in financial transactions; as such, it is imperative that attention should be paid to enhancing the security habits and user behaviours of mobile payment services. Establishing a link between security habits, personality characteristics, and security behaviours provides a new dimension to studying security behaviours regarding mobile money services. Therefore, this study investigates how personality traits affect security behaviours and habits and how security habits mediate the link between personality traits and PIN security practices. The study found that conscientiousness, openness to experience, extroversion and security habits influence PIN security practices, while conscientiousness, agreeableness, and neuroticism …