Education Commons^™

Principles Of Financial Management Chapter 1 - 4, Dorina Tila

Open Educational Resources

This work includes a teaching material that could be the embryonic stage of a textbook for a Principles of Financial Management course.

Principles of Financial Management is a course that introduces you to key financial concepts and the application of financial analysis in making sound business decisions. Topics covered are time value of money, risk and rates of return, asset valuation, capital budgeting, and capital structure, and more. At the end of the course, you will gain an understanding of financial assets, financial markets, financial intermediaries, and the banking system. You will also be able to understand financial statements (i.e., …

The Impact Of Student Debt On Career Choices Among Doctor Of Public Health Graduates In The United States: A Descriptive Analysis, Chulwoo Park, Eric Coles

Faculty Research, Scholarly, and Creative Activity

(1) Background: As gaps in the public health workforce grow in the wake of the COVID-19 pandemic, graduates of the schools of public health, especially Doctors of Public Health (DrPH), are poised to offer relief. While there are some known recruitment issues, student debt and debt impact on career choices are understudied. (2) Methods: In the present study, we perform a descriptive analysis of the potential impact of student debt on career choices among DrPH students and alumni in the United States using a cross-sectional national online survey. A total of 203 participants (66: alumni and 137: current students) completed …

Mo’ Money Less Problems: Personal Factors That Correlate With Post-Baccalaureate Attainment, Zachary Goss

Business and Economics Presentations

From the years 1960 to 1997, Bachelor’s Degrees in the United States tripled. More interestingly though, that same time period saw both Master’s and Doctorate degrees in fields such as business, medicine and law quadruple with about a third of students having graduate degrees by 1997. With upwards of 3 million students to enroll in post-baccalaureate programs in 2017, this paper aims to look at personal factors such as: the number of children someone has, the ages of those children, whether or not the employer is paying for the student to attend graduate school, whether the student is married, and …

Finance In The Fifth Dimension: Lessons In Logic For The Social Sciences, Dawson J. Sanders

WWU Honors College Senior Projects

The purpose of this paper is to highlight lessons from various areas of academia that I feel would benefit all social science. I will discuss physics, biology, sociology, and more, doing my best to explicitly state their relationships to economics throughout the paper. I hope that the lessons learned here will together serve as a means for prescribing and evaluating solutions to social problems and assist in the development of models through a new level of methodological dimensionality where applicable. The fifth dimension will serve to metaphorically illustrate this new way of thinking, through which we will construct a theoretical …

Financial Management Issues Of College-Aged Students: Influences And Consequences, Katharine N. Widener

Selected Honors Theses

College students have acquired a reputation of irresponsibility and impulsivity, which has contributed to the perception that they are poor managers of money. This researcher sought to establish a clearer picture of the full story behind how college students handle their finances through a comprehensive literature review. Several searches were conducted on the topics of college students, finances, money management, debt levels, and other related terms. Scholarly articles were analyzed for common themes and research patterns, and the various strings of research identified were categorized into three main headings: Financial situation, financial influences, and financial consequences. The three major headings …

A Study Of The Factors Involved And The Strategies Employed By Michigan School Districts In Developing Deficit Elimination Plans, Sue C. Carnell

Master's Theses and Doctoral Dissertations

The purpose of this research was to study the factors that contribute to financial deficits, examine the strategies used to reduce deficits, and explore the barriers that may prohibit the reduction of financial deficits. As part of legislative mandates, school superintendents are faced with creating a deficit elimination plan to reduce the financial deficits facing their districts. In 2013, the State of Michigan began to shut down financially challenged districts for the first time. School districts labeled as “deficit districts” struggled to remove the designation assigned to them. Fifty-eight traditional Michigan public school districts with financial deficits between school years …

Teaching About Global Debt In Social Studies Classrooms, Anand Marri, Timothy Patterson, Scott Wylie

Education Faculty Publications

The article offers guidelines in teaching high school students about global debt in their social studies class in the U.S. It outlines various ways on how to infuse discussions about global debt into social studies classrooms which include connecting the topic of global debt on a student's personal finance, providing of instructional materials, and focusing on public policy dilemmas. The author suggests teaching students about global debt through student-centered pedagogy.

Financial Stability, Trade Openness And The Structure Of Banks’ Shareholders, Claudiu T. Albulescu

Claudiu T Albulescu

The adverse effect of financial crises upon the world’s economies represented the background for the development of a wide economic literature on financial stability. The assessment of this phenomenon stands for a complex exercise, as many techniques can be used for this purpose. Such a technique is the construction of an aggregate financial stability index which allows for a comparison between financial systems stability. Based on an aggregate index and on a panel of data, we show that, for several Eastern European Countries, the financial stability is largely influenced by the trade openness and by the quality of banks’ shareholders. …

Pre-Test Assessment, Thomas D. Berry

Thomas D Berry

Closed End Fund Discounts As Sentiment Indicies, Thomas Berry

Thomas D Berry

No abstract provided.

The Disposition Effect And Individual Investor Decisions: The Role Of Regret And Counterfactual Alternatives, Thomas Berry, Suzanne Fogel

Thomas D Berry

Recent studies have documented a strong tendency for individual investors to delay realizing capital losses, while realizing gains prematurely (Odean [1996], Shefrin and Statman [1985], Weber and Camerer [1996]). This tendency has been termed the “disposition effect.” The disposition effect is inconsistent with normative approaches to stock sales, such as those based on tax losses (see, for example, Constantinides [1983]). We surveyed individual investors, and found that more respondents reported regret about holding on to a losing stock too long than about selling a winning stock too soon. This finding suggests that individual investors are consistently engaging in behavior that …

Private Information And Market Movements: New Evidence From The Wednesday Closings Of 1968, Thomas Berry

Thomas D Berry

No abstract provided.

Public Information Arrival, Thomas Berry, Keith Howe

Thomas D Berry

The authors develop a measure of public information flow to financial markets and use it to document the patterns of information arrival, with an emphasis on the intraday flows. The measure is the number of news releases by Reuter's News Service per unit of time. The authors find that public information arrival is nonconstant, displaying seasonalities and distinct intraday patterns. Next they relate their measure of public information to aggregate measures of intraday market activity. The authors' results suggest a positive, moderate relationship between public information and trading volume but an insignificant relationship with price volatility. Copyright 1994 by American …

A Multi-State Analysis Of The Tjtc, Thomas Berry, Julia Lane

Thomas D Berry

No abstract provided.

Risk-Return And The Relative Pricing Of Darp, Thomas Berry, John Houston

Thomas D Berry

No abstract provided.

Some Guidelines For Assessing The Size Of Lack-Of-Marketability Discounts, Thomas Berry, Don Shannon

Thomas D Berry

No abstract provided.

The Leverage Problem In The Valuation Of Privately Held Firms, Thomas D. Berry, John Houston

Thomas D Berry

No abstract provided.

A Survey Of Introductory Financial Managment Courses, Thomas Berry, Edward Farragher

Thomas D Berry

No abstract provided.

The Relationship Of Corporate Policy Decisions And Financial Leverage: An Empirical Analysis, Thomas Berry, John Houston

Thomas D Berry

No abstract provided.

The Impact Of Federal Tax Changes Of The Cost Of Debt For State And Local Governments, Thomas Berry, Edward Farragher

Thomas D Berry

No abstract provided.

Fnma Mortgage Commitments As Put Options: An Empirical Examination, Thomas Berry, Adam Gehr

Thomas D Berry

The Federal National Mortgage Association (FNMA) auctions commitments to purchase mortgages. An examination of the terms of the commitment contract shows that these commitments are actually put options on mortgages. The contract is unusual, however, in that the price of the commitment is a fixed percentage of the value of the mortgages. In the auction, the dealers effectively bid the exercise price at which they would be willing to pay the fixed commitment price. In this paper, we study the economics of the FNMA auction. We use a two-state approximation to the American put pricing model for interest-dependent securities to …

State Variation In The Targeted Jobs Tax Credit Program, Thomas Berry, Julie Lane

Thomas D Berry

No abstract provided.

A Short-Run Model Of Regional Housing Demand, Thomas Berry

Thomas D Berry

No abstract provided.

Fnma Auction Results As A Forecaster Of Residential Mortgage Yields, Thomas Berry, Adam Gehr

Thomas D Berry

No abstract provided.

An Alternative Methodology For Developing Certainty Equivalents, Thomas Berry, Bill Poppie

Thomas D Berry

No abstract provided.

The Choice Of Money Market Fund, Thomas Berry

Thomas D Berry

No abstract provided.

A Study Of The Relationship Between The Financial Status And The Certificated Personnel Of Selected Secondary School Districts Of San Joaquin County, Earl Loren Klapstein

University of the Pacific Theses and Dissertations

The problem for this study consists of a question: Is there a relationship between the financial status and the academic preparation and experience of teachers in selected secondary school districts of San Joaquin County? The purpose of this study will, therefore, be to determine the relationship between financial status of the school district and the academic preparation of employed certificated personnel in selected secondary schools of San Joaquin County.