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An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes Dec 2010

An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

The purposes of this study were to describe and categorize the types of clients seeking reverse mortgage counseling, and to document the growth in demand for reverse mortgage counseling from one counseling center: The USU Family Life Center - Housing and Financial Counseling Services (FLC HFC). A second purpose was to gain a better understanding of the reasons why more senior Americans are seeking reverse mortgages. A third purpose was to gain a better understanding of the retirement preparedness of current seniors seeking reverse mortgages, which could lead to improved counseling services, early retirement intervention awareness, and encourage increased pre-retirement …


School And Campus Characteristics Of Non-Graduating Seniors Due To Failure Of Taks Tests In The Western Independent School District, Patricia Silva Jan 2010

School And Campus Characteristics Of Non-Graduating Seniors Due To Failure Of Taks Tests In The Western Independent School District, Patricia Silva

Open Access Theses & Dissertations

This study examined TAKS test scores of seniors that did not graduate with their cohort group due to failure of TAKS test. The data was for the 2007-2008, 2008-2009 and 2009-2010 school years and included students from ten traditional high schools. This researched focused on the relation between this senior cohort group and student and campus factors. The student characteristics included gender, ethnicity, at-risk status and students identified as economically disadvantaged and Limited English Proficient. The school characteristics included campus size, longevity of campus principal, teachers' classroom years of experience, and state and federal accountability factors. Through an observational and …