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Exploring Student Loan Borrower’S Financial Decisions After Florida Enacted Statute 1009.45, Vijantie Michelle Boodoo
Exploring Student Loan Borrower’S Financial Decisions After Florida Enacted Statute 1009.45, Vijantie Michelle Boodoo
Walden Dissertations and Doctoral Studies
Florida implemented Statute 1009.45 as of July 1, 2017, to require colleges and universities to provide annual student loan debt notifications to students to inform them about their student loan obligations. The purpose of this basic qualitative study was to examine how college students in the State of Florida make financial decisions about their education, focusing on the influence of the notifications and what additional supports would help them improve their decision-making. There was a gap in the literature in identifying what information students were using from the notification. Rational choice and human capital theories were used for the conceptual …
University Student Descriptions Of Their Financial Knowledge Of Student Loan Debt, Dr. Loraine Edwards Griffiths
University Student Descriptions Of Their Financial Knowledge Of Student Loan Debt, Dr. Loraine Edwards Griffiths
Walden Dissertations and Doctoral Studies
University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students about their financial knowledge of their student loan debt. Bandura's social learning theory and Maslow's hierarchy of needs theory was used to analyze the results of this study. The research questions asked how university students describe their experiences regarding student loan debt and their financial acuity, and how do university …
Student Loan Debt And First-Generation Community College Students, Sandra A. Fuentes
Student Loan Debt And First-Generation Community College Students, Sandra A. Fuentes
University of the Pacific Theses and Dissertations
The rising costs of college attendance and changes in financial aid packages leave students with little option other than to incur a debt of some amount. Unfortunately, colleges often fail to provide adequate financial literacy and student loan information so prospective students planning to attend college can make informed decisions. Student loans may seem attractive in the short term because, unlike other loans, repayment does not begin immediately. However, the accrual of student loan debt leads to long-term financial consequences, including the opportunity to build economic wealth after graduation. Utilizing a basic qualitative research design, I explored first-generation community college …
The Perceptions Of Increased Student Loan Debt On The College Choice And Enrollment Of Rural Low-Income Students, Chinasa Ordu
The Perceptions Of Increased Student Loan Debt On The College Choice And Enrollment Of Rural Low-Income Students, Chinasa Ordu
All Dissertations
The purpose of this phenomenological study was to gain an understanding of the college choice experience of rural low-income students and how their potential use of student loans influenced their college choice decisions. In order to conduct this research study, in-depth, semi-structured interviews were used as the primary data source. Additional data sources included demographic surveys, a site visit, online resources, and meeting with key informants. The primary research question used to guide this study included: * How do rural, low-income students describe their experiences with their college choice process? The following secondary questions included in this study were: * …