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Full-Text Articles in Education
The Impact Of Financial Literacy Education In A Secondary Education Setting By Assessing College Students' Knowledge And Understanding Of Financial Literacy Concepts, Delayne Havlovic
Educational Leadership Theses, Dissertations, and Student Creative Activity
A problem has been identified within the area of secondary education in determining what the role of school systems is in providing a guaranteed and viable level of financial literacy education to students before they graduate, preparing them for college, career, and civic readiness. Financial Literacy Education is a set of requisite skills that a person should have upon completion of a comprehensive course and program of study. Because the conditions of financial illiteracy or instability exist, researching the impact of secondary financial literacy courses and how they are perceived at the postsecondary level is worth investigating to contribute to …
Parents’ Perceptions Of Financial Technology To Support Financial Socialization And Literacy Levels, Patricia M. Page
Parents’ Perceptions Of Financial Technology To Support Financial Socialization And Literacy Levels, Patricia M. Page
Walden Dissertations and Doctoral Studies
The current generation of emerging adults are ill-equipped to navigate the evolving financial landscape, which can further exacerbate socioeconomic inequality. Extant research rooted in Gudmunson and Danes’ family financial socialization theory and Brown et al.’s situated cognition theory, which served as the conceptual framework for this study, acknowledged the long-standing influence of parents and authentic learning opportunities on child(ren)’s financial literacy and well-being. This study’s research questions explored parents’ experience with, and perceptions of, a family-managed virtual bank and prepaid debit card service designed for children ages Pre-K through college. The basic qualitative approach and semistructured interviews provided context to …
An Investigation Of Personal Financial Literacy Education, James R. Penner, Joshua D. Spizman
An Investigation Of Personal Financial Literacy Education, James R. Penner, Joshua D. Spizman
Honors Thesis
A lack of financial literacy for many people in the United States is a prominent problem that has largely gone unaddressed, but one that can have devastating results. Currently, 43% of student loan borrowers are not making payments and 33% of American adults have $0 saved for retirement (Pascarella 2-4). These alarming statistics amid a strong economic environment highlight the negative affects a lack of financial literacy can have. Higher education at LMU is geared towards providing students an education of the whole person to enable them to become better people. This research investigates whether or not LMU prepares students …
Assessment Of Financial Literacy Education Importance And Practices, Matthew Goodwin
Assessment Of Financial Literacy Education Importance And Practices, Matthew Goodwin
All Electronic Theses and Dissertations
The topic of financial literacy has attracted many researchers to study the various aspects regarding this issue. The importance of being financially literate has been shown by statistics throughout multiple studies. However, financial literacy levels in the United States, on average, consistently remain low, and only a small fraction of our youth could be said to be financially prepared for adulthood when they graduate high school. This literature review assesses the effectiveness of financial literacy education in the United States by reviewing past practices. Current practices and research-based suggestions are then assessed to help guide the future for financial literacy …
The Impact Of Financial Education On High School Students' Current And Future Financial Behaviors, Deidra M. Van Lith
The Impact Of Financial Education On High School Students' Current And Future Financial Behaviors, Deidra M. Van Lith
All Electronic Theses and Dissertations
Financial literacy is an essential skill, necessary to lead a prosperous life. This paper explores the impact of financial education on high school students' current and future financial behaviors focusing on the history of financial literacy in the United States, influencers of personal financial knowledge of students, and delivery of curriculum. The emphasis put on the importance of personal financial education in high school has come and gone throughout the past few decades. While many schools and organizations see the importance of a personal finance class in high school, others do not see a spot for it within the demanding …