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Experiences With Student Loan Debt: A Phenomenological Study Of First-Generation, Low-Income College Graduates, Sarah Leigh Gardner Thomas Dec 2023

Experiences With Student Loan Debt: A Phenomenological Study Of First-Generation, Low-Income College Graduates, Sarah Leigh Gardner Thomas

Doctoral Dissertations

First-generation and low-income (FGLI) individuals currently represent a large percentage of the total undergraduate student enrollment in U.S. colleges and universities. Student loan debt in the United States is also at an all-time high with approximately 43 million Americans sharing the $1.75 trillion total. Because FGLI individuals, like many other college students, often take on large amounts of student loan debt to successfully graduate college, it is worth learning more about the long-term effects that student loan debt has on the experiences of FGLI college graduates within the first ten years of graduating with a baccalaureate degree. The purpose of …


“Every Dollar Counts”: An Exploration Of The Experiences Of Students Persisting In A Four-Year, Institutional Promise Program, Ashton Braddock Aug 2023

“Every Dollar Counts”: An Exploration Of The Experiences Of Students Persisting In A Four-Year, Institutional Promise Program, Ashton Braddock

Doctoral Dissertations

This study explored the experiences of students participating in UT Promise, a free-tuition program in the state of Tennessee that requires completion of community service and participation in a mentoring program. With a variety of Promise program designs and limited research on the experiences of students participating in these programs, this qualitative study sought to explore the perceptions and experiences of students in the program. Findings revealed that the UT Promise influenced college access, college affordability, and student success. Being offered free tuition changed the college-going conversation for students and had implications for college choice. The scholarship made college more …