Education Commons^™

Heg79-103 Homeowners Insurance Insights, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication provides basic information about homeowners insurance.

Most of us have property we want to protect against unknown dangers that might damage or destroy it. Homeowners or renters insurance can provide that protection. These policies include both property and liability insurance. They usually exclude motor vehicles for recreational or highway use.

The properties covered and the perils those properties can be insured against are listed in the policy. Your house, garage, and other structures on your lot are covered. Personal properties including household contents and other personal belongings are covered up to specified limits. Perils are listed under various …

Heg79-102 Health And Disability Insurance Insights, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication covers the basics of health and disability insurance.

Good health is one of the personal goals of almost every individual or family. Because health is so important to a person's plans, providing for good health care--at a reasonable cost--is a major concern.

About 85 percent of the non-institutionalized population in the United States has some form of health insurance. Approximately three-fourths of those people covered are covered through group health insurance policies.

In the past 20 years medical costs have increased rapidly because of an increased demand for medical care by our health-conscious society, a shortage of doctors, …