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Full-Text Articles in Education

Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth Nov 2014

Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth

Journal of Student Financial Aid

Using a data set that augments a student survey with administrative data from the Iowa State University Office of Financial Aid, the authors posed two questions: Do students know whether they have student loans? Do students know how much they owe on outstanding student loans? We used logistic and ordered logit regressions to answer these questions. Results suggest that although the majority of students are aware that they owe on student loans, many underestimate the amount they owe. One eighth of students in the current study reported no student debt when, in fact, they had a loan. Over a quarter …


Book Review: Why Does College Cost So Much?, Edward J. Smith, Brian A. Sponsler Jul 2014

Book Review: Why Does College Cost So Much?, Edward J. Smith, Brian A. Sponsler

Journal of Student Financial Aid

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Student Government Leadership In The 21st Century : Its Importance And Why It Must Be Supported., Spencer Scruggs May 2014

Student Government Leadership In The 21st Century : Its Importance And Why It Must Be Supported., Spencer Scruggs

College of Arts & Sciences Senior Honors Theses

No abstract provided.


Undergraduates With Employer-Sponsored Aid: Comparing Group Differences, Dagney G. Faulk, Zhenlei Wang Jan 2014

Undergraduates With Employer-Sponsored Aid: Comparing Group Differences, Dagney G. Faulk, Zhenlei Wang

Journal of Student Financial Aid

Tuition assistance offered by employers is an understudied area of financial aid research. The purpose of this study is to compare the demographic, socioeconomic, academic and financial aid characteristics of college students who receive employer-sponsored financial aid with students who receive traditional financial aid (institutional, state, or federal) and those that receive no aid at public 4-year universities. Using the 2007-08 data from the undergraduate National Postsecondary Student Aid Study (NPSAS:08), we find that there are statistically significant differences between students who receive employer-sponsored aid and those who do not. Students receiving employer aid are older, are more likely to …