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Parts Of The Whole: Learn More, Learn Better, Dorothy Wallace
Parts Of The Whole: Learn More, Learn Better, Dorothy Wallace
Numeracy
Building on previous columns in Numeracy, this column analyzes various teaching techniques in terms of their ability to build cognitive schema, extend existing schema, reinforce learning, move mean understanding of a group of students, and reduce variance in understanding of a group. We offer a pedagogical cycle as an example of how to address multiple learning goals using common teaching methods.
Numeracy, Financial Literacy, And Financial Decision-Making, Annamaria Lusardi
Numeracy, Financial Literacy, And Financial Decision-Making, Annamaria Lusardi
Numeracy
Financial decisions, be they related to asset building or debt management, require the capacity to do calculations, including some complex ones. But how numerate are individuals, in particular when it comes to calculations related to financial decisions? Studies and surveys implemented in both the United States and in other countries that are described in this paper show the level of numeracy among the population to be very low. Moreover, lack of numeracy is not only widespread but is particularly severe among some demographic groups, such as women, the elderly, and those with low educational attainment. This has potential consequences for …