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A Case Study Of Undergraduate Debt, Repayment Plans, And Postbaccalaureate Decision-Making Among Black Students At Hbcus, Dominique J. Baker
A Case Study Of Undergraduate Debt, Repayment Plans, And Postbaccalaureate Decision-Making Among Black Students At Hbcus, Dominique J. Baker
Journal of Student Financial Aid
High payments and default on undergraduate debt have consequences; they are of national concern if aversion to debt deters students from making optimal postbaccalaureate decisions on postbaccalaureate educational aspirations, enrollment, and early-career occupation. I conducted two semi-structured interviews, near graduation and six months later, with six recent graduates of an HBCU who borrowed at some point in their undergraduate career and were required to complete federal exit counseling. I found that the relationship between undergraduate debt and postbaccalaureate decision-making is partially explained by the themes of timing and structure of information, family as a source of knowledge, comfort with the …
Historically Black College And Universities Compared To Historically White Institutions: Factors Influencing Graduation Rates, Carlos Young
Historically Black College And Universities Compared To Historically White Institutions: Factors Influencing Graduation Rates, Carlos Young
Dissertations
Historically black colleges, whose graduation rates have been low when compared to white institutions, are facing some serious issues (Kelderman, 2012). Nichols (2004) notes that institutions of higher learning play an important role in preparing students for professions, promoting equality for women and minorities, providing educational opportunities for disadvantaged and low income students, solving socioeconomic problems, servicing government and industry, complying with rules and regulations that ensure the rights of all people, trying to keep tuition low, paying competitive salaries to faculty and staff, providing a quality education, and providing social and cultural services to the community (Jones, 1984; Nicholas, …