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Full-Text Articles in Education
Start To Finish: Examining The Impact Of The El Dorado Promise Program On Postsecondary Outcomes, Elise Swanson, Gary Ritter
Start To Finish: Examining The Impact Of The El Dorado Promise Program On Postsecondary Outcomes, Elise Swanson, Gary Ritter
Journal of Student Financial Aid
The El Dorado Promise program is a universal, first dollar Promise program that guarantees a full tuition scholarship to students who attend the El Dorado School District from grades K-12, and a partial scholarship for those enrolled for at least 9th through 12th grade. We use a difference-in-differences framework to examine the impact of the El Dorado Promise program on college enrollment and bachelor’s degree completion. We find that, overall, the Promise was associated with a 14.0 percentage point increase in postsecondary enrollment, no change in associate’s degree completion, and an 8.8 percentage point increase in bachelor’s degree …
Take It, Or Leave It? Analyzing How Unsubsidized Federal Loans Affect Six-Year Degree Attainment Across Income Groups, Ray Franke
Journal of Student Financial Aid
This study examined the effects of unsubsidized federal Stafford loans on six-year degree attainment at 4-year colleges and universities in the U.S., and how these differentially impact students across income groups. For this, nationally representative data from the Beginning Postsecondary Students (BPS:04/09) and the Integrated Postsecondary Education Data System (IPEDS) was merged to analyze N=6,561 students attending n=651 four-year institutions. To account for possible selection bias in loan borrowing and the nested data structure, this study employs a propensity score matching, multilevel modeling approach. In addition to financial aid measures, the analytic model draws from the heterogeneous research approach and …
Debt Profiles Of Model Students: The Projected Debt Of Highly Productive Students And Its Economic Impact, Mark E. Fincher
Debt Profiles Of Model Students: The Projected Debt Of Highly Productive Students And Its Economic Impact, Mark E. Fincher
Journal of Student Financial Aid
A common misperception suggests that a high-achieving student can easily complete a degree with very limited debt, and that students with high levels of debt are thus underachievers. This assumption is supported by memories of previous decades when it was realistically possible for most students to work their way through college. This view, however, ignores the current financial realities faced by students with limited family support. The financial experience and circumstances of current, high-performing students is markedly different from similarly dedicated students in the past. Current students are now more likely to g raduate with high debt burdens that negatively …