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Full-Text Articles in Education
Talk Debt To Me: An Applied Linguistics Approach To Exploring College Student Preferences For Student Loan Debt Letters, Zachary W. Taylor, Elizabeth A. Rainey, Chelseaia Charran, Gretchen Holthaus, Linda Eguiluz, Ada Horne, Myra Francisco, Karla Weber-Wandel
Talk Debt To Me: An Applied Linguistics Approach To Exploring College Student Preferences For Student Loan Debt Letters, Zachary W. Taylor, Elizabeth A. Rainey, Chelseaia Charran, Gretchen Holthaus, Linda Eguiluz, Ada Horne, Myra Francisco, Karla Weber-Wandel
Journal of Student Financial Aid
Although student loan debt has been rigorously studied over the past several decades, scant research has investigated how institutions of higher education communicate debt to current and former student borrowers. As COVID-19 forced the United States Department of Education to cancel the Annual Student Loan Acknowledgement as part of a student’s signing of the master promissory note (MPN), there are no other mechanisms for students to be aware of their student loan debt beyond a debt letter from their institution or reviewing their National Student Loan Debt System (NSLDS) portal. This applied linguistics study surveyed 2,030 current student loan borrowers …
Investing In Education: Impact Of Student Financial Stress On Self-Reported Health, Stephen Poplaski, Randy Kemnitz, Cliff A. Robb
Investing In Education: Impact Of Student Financial Stress On Self-Reported Health, Stephen Poplaski, Randy Kemnitz, Cliff A. Robb
Journal of Student Financial Aid
Through the lens of Human Capital theory, the role of financial aid (both amount and type) is explored in the context of student financial stress, and ultimately general student health. Data are taken from a sample of 232 students from a major Midwestern university who were surveyed about their financial attitudes, behavior and knowledge. The presence and amount of federal loans was associated with self-reported financial stress, and the validated stress measure was further associated with students’ self-reported health. A number of personal life events (i.e. job loss) were also associated with higher stress levels. Implications are discussed.