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Full-Text Articles in Education

Income-Tested College Financial Aid And Labor Disincentives, Rajeev Darolia Dec 2015

Income-Tested College Financial Aid And Labor Disincentives, Rajeev Darolia

Upjohn Institute Working Papers

Working has become commonplace among college students; however, this activity can have unexpected financial consequences. Federal formulas implicitly tax the amount of financial aid students are eligible to receive by as much as 50 cents for each marginal dollar of income. This tax creates an incentive for college students to reduce income, though abstruse formulas and the timing of financial aid receipt are likely to limit responses. Using data from a national sample of financially independent college students in the United States, I do not find that students bunch below earnings protection thresholds in a manner that would indicate attempts …


Refining Workforce Education Supply And Demand Analysis: Final Report, Brad J. Hershbein, Kevin Hollenbeck Oct 2015

Refining Workforce Education Supply And Demand Analysis: Final Report, Brad J. Hershbein, Kevin Hollenbeck

Kevin Hollenbeck

No abstract provided.


The Distribution Of College Graduate Debt, 1990 To 2008: A Decomposition Approach, Brad J. Hershbein, Kevin Hollenbeck Jan 2015

The Distribution Of College Graduate Debt, 1990 To 2008: A Decomposition Approach, Brad J. Hershbein, Kevin Hollenbeck

Kevin Hollenbeck

Despite tremendous recent interest in the subject of student debt by both researchers and policy makers, little is known about how the distribution of college graduate debt has been evolving and what factors can explain it. We use National Postsecondary Student Aid Study data from 1990 through 2008 to document the evolution of college graduate debt profiles. We find that growth in debt over the 1990s was rapid and occurred throughout the distribution; during the 2000s, in contrast, debt grew appreciably only for the top quartile. Employing several decomposition techniques, we exploit the richness of the data to explain these …


Focus:Hope: Using Unsecured Student Loans To Self-Finance Job Training For Disadvantaged Workers, Kevin Hollenbeck, Kelly Derango Jan 2015

Focus:Hope: Using Unsecured Student Loans To Self-Finance Job Training For Disadvantaged Workers, Kevin Hollenbeck, Kelly Derango

Kevin Hollenbeck

No abstract provided.


Student Loans: A Multidimensional Public Policy Issue, Brad Hershbein, Kevin Hollenbeck Jan 2015

Student Loans: A Multidimensional Public Policy Issue, Brad Hershbein, Kevin Hollenbeck

Kevin Hollenbeck

No abstract provided.


Promise Nation: Transforming Communities Through Place-Based Scholarships, Michelle Miller-Adams Jan 2015

Promise Nation: Transforming Communities Through Place-Based Scholarships, Michelle Miller-Adams

Upjohn Press

Miller-Adams describes how the various "Promise-type" place-based scholarship programs impact college access, financial aid, and community transformation.


Student Loans And The Dynamics Of Debt, Brad J. Hershbein, Editor, Kevin M. Hollenbeck, Editor Jan 2015

Student Loans And The Dynamics Of Debt, Brad J. Hershbein, Editor, Kevin M. Hollenbeck, Editor

Upjohn Press

The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.


The Distribution Of College Graduate Debt, 1990-2008: A Decomposition Approach, Brad Hershbein, Kevin Hollenbeck Dec 2014

The Distribution Of College Graduate Debt, 1990-2008: A Decomposition Approach, Brad Hershbein, Kevin Hollenbeck

Kevin Hollenbeck

No abstract provided.


Student Loans And The Dynamics Of Debt, Brad Hershbein, Kevin Hollenbeck Dec 2014

Student Loans And The Dynamics Of Debt, Brad Hershbein, Kevin Hollenbeck

Kevin Hollenbeck

The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.