Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 2 of 2
Full-Text Articles in Education
Book Review: The Student Loan Mess: How Good Intentions Created A Trillion-Dollar Problem, Justin Chase Brown
Book Review: The Student Loan Mess: How Good Intentions Created A Trillion-Dollar Problem, Justin Chase Brown
Journal of Student Financial Aid
N/A
Non-Borrowing Students’ Perceptions Of Student Loans And Strategies Of Paying For College, Mo Xue, Xia Chao
Non-Borrowing Students’ Perceptions Of Student Loans And Strategies Of Paying For College, Mo Xue, Xia Chao
Journal of Student Financial Aid
With the notable shift from grants to loans over the past several decades, many researchers have argued the positive impact of financial aid on student college choice, enrollment, and persistence. However, literature indicates that students from economically disadvantaged backgrounds are less likely to take loans to finance postsecondary education than those from affluent conditions. Qualitative research on the reasons for non-borrowers’ aversion to loans and strategies for college payment is rather scant. This study explores 30 lower- or lower-middle-class non-borrowing students’ lived experiences surrounding student loans from a qualitative phenomenological research lens. Data are collected from semi-structured interviews. Data analysis …