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Full-Text Articles in Education
Financial Aid Packaging At Community Colleges: Which Types Of Awards Packages Increase Student Persistence?, Maria Luna-Torres, Lyle Mckinney, Andrea Backscheider Burridge, Catherine Horn, Sara J. Jones
Financial Aid Packaging At Community Colleges: Which Types Of Awards Packages Increase Student Persistence?, Maria Luna-Torres, Lyle Mckinney, Andrea Backscheider Burridge, Catherine Horn, Sara J. Jones
Journal of Student Financial Aid
Increasing college costs, coupled with decreasing financial aid has raised public concerns over the affordability of higher education. For the past four decades, the nation has seen the cost of tuition rise at levels that exceed inflation, and financial assistance rates that have not kept pace with that growth. Studies suggest that these financial resources play a role in influencing college attendance decisions and persistence for low-income students. This study examines the characteristics of zero-EFC students as compared to non-zero EFC students and determines the extent to which a gift-aid only, and gift-aid plus loans awards package affects the likelihood …
Understanding Loan Use And Debt Burden Among Low-Income And Minority Students At A Large Urban Community College, Maria Luna-Torres, Lyle Mckinney, Catherine Horn, Sara Jones
Understanding Loan Use And Debt Burden Among Low-Income And Minority Students At A Large Urban Community College, Maria Luna-Torres, Lyle Mckinney, Catherine Horn, Sara Jones
Journal of Student Financial Aid
This study examined a sample of community college students from a diverse, large urban community college system in Texas. To gain a deeper understanding about the effects of background characteristics on student borrowing behaviors and enrollment outcomes, the study employed descriptive statistics and regression techniques to examine two separate samples of students consisting of 1) loan recipients and 2) non-loan recipients. Chen’s heterogeneous research model served as the conceptual framework in the selection of predictors of interest and outcome variables. This study primarily focused on the relationship between borrowing and enrollment outcomes of low-income and racially/ethnically diverse students. Results show …
Non-U.S. Citizen, Community College Students: Their Federal Student Aid Status, Gender, Achievement, And Persistence At An Emerging Hsi, Jafeth E. Sanchez, Jeannette Smith
Non-U.S. Citizen, Community College Students: Their Federal Student Aid Status, Gender, Achievement, And Persistence At An Emerging Hsi, Jafeth E. Sanchez, Jeannette Smith
Journal of Student Financial Aid
This study presents a quantitative, exploratory analysis of 535 students attending Truckee Meadows Community College in Northern Nevada who were eligible or ineligible for federal student aid and were non-U.S. citizens. Within a snapshot of the Fall 2015 through Fall 2016 semesters, we examined the variables of gender, grade point average (GPA), credits earned, type of financial aid, amount of financial aid, persistence, and graduation status of these two groups via a collaboration between two institutions. Results revealed no statistically significant differences by gender. Non-U.S. citizens attained similar GPAs regardless of eligibility for aid, but there were differences in credit …
How Money Helps Keep Students In College: The Relationship Between Family Finances, Merit-Based Aid, And Retention In Higher Education, Alexandre M. Olbrecht, Christopher Romano, Jeremy Teigen
How Money Helps Keep Students In College: The Relationship Between Family Finances, Merit-Based Aid, And Retention In Higher Education, Alexandre M. Olbrecht, Christopher Romano, Jeremy Teigen
Journal of Student Financial Aid
In this paper, we leverage detailed, individual-level student data to understand the relationships between family finances, merit-based aid, and first-year student retention. With three cohorts of student data that comprise family financial status, institutional merit scholarships, and many of the other known correlates of student retention, we regress sophomore retention of first-time, full-time students on the financial variables with controls. We find that an increase in a family’s ability to contribute to educational costs improves a student’s chances of retention. Additionally, our data show that institutional financial assistance also bolsters the likelihood that students return for their sophomore year.