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Full-Text Articles in Education
Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth
Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth
Journal of Student Financial Aid
Using a data set that augments a student survey with administrative data from the Iowa State University Office of Financial Aid, the authors posed two questions: Do students know whether they have student loans? Do students know how much they owe on outstanding student loans? We used logistic and ordered logit regressions to answer these questions. Results suggest that although the majority of students are aware that they owe on student loans, many underestimate the amount they owe. One eighth of students in the current study reported no student debt when, in fact, they had a loan. Over a quarter …
The Presumption Of Payment, Christopher J. Dellana
The Presumption Of Payment, Christopher J. Dellana
SURGE
At Gettysburg College, students invest a considerable amount of money to make their experiences rewarding for future aspirations. Enrollment at this school, like others, I am sure, seems to breed a special type of student: the students who view themselves as paying and therefore deserving consumers. [excerpt]