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Full-Text Articles in Business
Pre-Mentoring Training On Financial Literacy For Small Business Owners, Marwa Abduljawad
Pre-Mentoring Training On Financial Literacy For Small Business Owners, Marwa Abduljawad
Instructional Design Capstones Collection
Small business owners are continuously faced with challenges to grow their business. These challenges are not only related to market conditions, some of them are associated with the business owner's lack of knowledge or skills; thus, many of them seek mentoring opportunities. This project explores the knowledge gap between the mentor and mentee, with a focus on financial literacy and how it impacts mentoring outcomes. A needs assessment was done to assess this performance problem through interviewing project SME’s, surveying stakeholders, and literature review. Based on the findings, a self-paced micro eLearning was proposed with an instructional goal of the …
Credit Gap In Small Businesses: Some New Evidence, Atreya Chakraborty
Credit Gap In Small Businesses: Some New Evidence, Atreya Chakraborty
Accounting and Finance Faculty Publication Series
What is the magnitude of credit constraint affecting small businesses? This paper provides estimate of the credit gap – defined as the difference between the desired and actual levels of debt for credit constrained small businesses. The estimated credit gap is approximately 20 percent, i.e., credit constrained small business on the average would desire 20 percent more debt. This credit gap varies considerably across industries, with manufacturing firms facing a significantly larger gap than firms in the wholesale or service industries.
Credit Gap In Small Businesses: Some New Evidence, Atreya Chakraborty
Credit Gap In Small Businesses: Some New Evidence, Atreya Chakraborty
Atreya Chakraborty
What is the magnitude of credit constraint affecting small businesses? This paper provides estimate of the credit gap – defined as the difference between the desired and actual levels of debt for credit constrained small businesses. The estimated credit gap is approximately 20 percent, i.e., credit constrained small business on the average would desire 20 percent more debt. This credit gap varies considerably across industries, with manufacturing firms facing a significantly larger gap than firms in the wholesale or service industries.
Access To Capital And Technical Assistance, Richard J. Ward
Access To Capital And Technical Assistance, Richard J. Ward
New England Journal of Public Policy
This article summarizes and analyzes the views of select leaders in business, labor, banking, the government, and academia with regard to the constraints, obstacles, and recommendations to achieve economic growth in Massachusetts. The role of the state government in addressing these issues receives special attention. Access to capital and technical assistance had been regarded by many as the key constraint, particularly during the recession of the early 1990s. The author analyzes inconvenient government systems, bottlenecks, and bureaucracy as throttling the flow of capital to small-business entrepreneurs. The analysis concludes, however, that unless the state cum federal government finds ways to …