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Strategies To Minimize Profit Loss From Small Business Enterprise Credit Rejections, Alfred Nwagbo
Strategies To Minimize Profit Loss From Small Business Enterprise Credit Rejections, Alfred Nwagbo
Walden Dissertations and Doctoral Studies
Institutional policies or terms and conditions of credit allocation complicate the demand and supply of small business enterprise (SBE) credit, causing lost profits. Banks leaders losing 28% of profitable projects because of the high rejection rate of credit applications for SBE loans is a concern. The purpose of this multiple case study was to explore strategies Southeastern Nigerian state bank leaders use to minimize lost profit from SBE credit rejections. The conceptual framework that grounded this study was credit rationing focused on the lender-borrower relationship. Data collection involved reviews of company documents and face-to-face semistructured interviews of 6 participants from …