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Pb1711 Direct Marketing Guide For Producers Of Fruits, Vegetables And Other Specialty Products, The University Of Tennessee Agricultural Extension Service

Financial Management

Direct farmer-to-consumer marketing includes any method by which farmers sell their products directly to consumers. Justification for establishing a direct farmer-to-consumer marketing outlet is based primarily on the producers’ desire to increase the financial returns from farm production by (1) reducing marketing costs (and capture profits) attributed to intermediaries (middlemen) in the supply chain, and (2) capitalizing on the desire of consumers to buy (and willingness to perhaps pay a premium for) riper, fresher, higherquality fruits and vegetables. However, if growers expect to receive prices similar to those at retail outlets, they must provide the same value of services consumers …

Pb1646 Talking About Money And Setting Money Goals, The University Of Tennessee Agricultural Extension Service

Financial Management

Good money management by family units helps to avoid several headaches. Yet, there are many challenges that may sometimes make good money management seem impossible.

Many young people like to wear costly designer clothing and spend lots of money on items such as CD players and CDs. However, as a parent, when your money supply is limited and you spend money on expensive designer wear for your child or children, you often have no money left for important household and other personal needs.

Sometimes, you may feel that you have to buy designer clothing for your child. However, if you …