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Full-Text Articles in Business
Taca, Pedro Raventos, Mauricio A. Melgarejo
Taca, Pedro Raventos, Mauricio A. Melgarejo
Scholarship and Professional Work - Business
The airline industry is energy intensive, has high fixed costs and its demand is very sensitive to the economic cycle. After the industry worldwide undergoes deregulation, starting with the United States in 1978, two distinct business models develop. Traditional carriers operate hub and spoke networks, offer onboard service and engage in price discrimination, whereas low cost carriers operate point to point, charge for all services and have simple tariffs. TACA begins operations in Central America in 1931 and, by 1943, has a footprint that extends from the United States to Argentina. In 1998–2001 TACA faces increased competition and a significant …
Mills B. Lane, Jr. And Enterprise In A New South, Randall L. Patton
Mills B. Lane, Jr. And Enterprise In A New South, Randall L. Patton
Faculty and Research Publications
For a century, Citizens & Southern Bank was a fixture in Georgia. In 1991, the C&S brand name disappeared in a merger with North Carolina National Bank. This was one of the bittersweet consequences of the slow, confusing swirl of bank deregulation after 1970, when institutions such as C&S simply disappeared, swallowed by the "winners" in the new competitive environment of interstate banking in the 1980s and 1990s. Even earlier, however, the Lane family had ceased to control the bank started by Mills Lane, Sr. in 1891. Mills B. Lane, Jr. was the last member of the Lane family to …
Neoliberalism And The Global Financial Crisis, Sharon Beder
Neoliberalism And The Global Financial Crisis, Sharon Beder
Faculty of Arts - Papers (Archive)
The new right advocated policies that aided the accumulation of profits and wealth in fewer hands with the argument that it would promote investment, thereby creating more jobs and more prosperity for all. However financial markets provide opportunities for investment without creating jobs and, as the global financial crisis has revealed, speculative investment feeds an ephemeral prosperity that can be wiped out in a short time period. Inequities resulting from new right policies – including the deregulation of labour markets and the reduction of government spending – reduced consumer demand which had to be propped up with consumer credit and …
Small Business Bank Lending: Both Sides Are Winners, Neil C. Churchill, Virginia L. Lewis
Small Business Bank Lending: Both Sides Are Winners, Neil C. Churchill, Virginia L. Lewis
Historical Working Papers
An examination is made of the conventional wisdom that small buiness loans are riskier and consequently bear a higher interest rate than large business. Results indicte that the conventional wisdom is accurate but also that small business loans are more profitable for the bank.
Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg
Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg
Historical Working Papers
Using data from surveys of the National Federation of Independent Business (NFIB), an analysis is made to determine the competitiveness of rural versus urban banking markets. Looking at interest rates and credit availability there appears to be no less of a competitive position among rural banks. Service performance, which is subjectively derived, seems to be greater among rural banks.
Microcomputers In The Banking Industry, Chun H. Lam, Geogre H. Hempel
Microcomputers In The Banking Industry, Chun H. Lam, Geogre H. Hempel
Historical Working Papers
The challenges stemming from deregulation in the 1980's are outlined and the potential role of technology, specifically microcomputers, as a means of improving performance is suggested.
The Environment For Funds Management Decisions In Coming Years, George H. Hempel
The Environment For Funds Management Decisions In Coming Years, George H. Hempel
Historical Working Papers
Trends in the banking industry are tracked from the 1950s through the 1980s. Against this backdrop, the effects of increased competition, cost control measures, and increasing use of technology are discussed.
The Interrelationships Between Banking Returns And Risks, George H. Hempel
The Interrelationships Between Banking Returns And Risks, George H. Hempel
Historical Working Papers
Using a model of a fictitious bank, various risks and associated returns are modeled to evaluate the impact on overall bank performance. The underlying truism that additional risk is necessary to realize increased returns is observed.