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Impact Of Macroeconomic Indicators On Non-Performing Loans In The Balkan Countries, Agnesa Krasniqi Oct 2021

Impact Of Macroeconomic Indicators On Non-Performing Loans In The Balkan Countries, Agnesa Krasniqi

UBT International Conference

Non-performing loans can be the result of a lack of sound lending policies, as well as a lack of sound credit judgment by management when approving loans. In addition to the bank's internal factors, the macroeconomic environment of a country can also affect the NPL. The NPL can be affected by the GDP of that country, then unemployment, inflation, etc. The purpose of this research is to extract the impact of macroeconomic indicators such as GDP, unemployment and inflation on non-performing loans of each country in the Balkan Peninsula.

The research was conducted through multivariate regression, whereas dependent variable we …


The Effects Of The Global Financial Crisis On Kosovo’S Remittances, Kaltrina Bonjuka, Jonida Xhema, Teuta Dervishi, Mirora Limani Oct 2017

The Effects Of The Global Financial Crisis On Kosovo’S Remittances, Kaltrina Bonjuka, Jonida Xhema, Teuta Dervishi, Mirora Limani

UBT International Conference

Kosova’s nearly half of the population lives outside of its territory, making its diaspora have an epic impact on Kosova’s development through remittances. Remittances affect Kosova’s Gross Domestic Product (GDP) through their impact on GDP’s main factor which is consumption. Since remittances constitute nearly 13% of Kosova’s GDP, this research is important because its focus is to understand the effect that Western Europe Countries have on Kosovo through remittances – especially through unemployment and household income.

This research aims to understand the impact of Global Financial Crisis on remittances of Kosovo. This is a quantitative research based on numerical data. …


Measuring The Impact Of Transport In The Developing Economies, Ylber Limani, Ermal Lubishtani Nov 2013

Measuring The Impact Of Transport In The Developing Economies, Ylber Limani, Ermal Lubishtani

UBT International Conference

This paper discusses the correlation between transport and the economy. The rationality of doing this research lies on the need for a clearer definition of transport to economic development and for the economic growth of a country or a region. The developing economies should plan their transport based on their economic projections and they should avoid the policies based on infrastructure development and transport resources. In order to discuss this assumption in this paper have correlation analysis is used to observe the transport growth and GDP growth in developed and in developing countries using the data from official bureaus and …