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Impact Of Macroeconomic Indicators On Non-Performing Loans In The Balkan Countries, Agnesa Krasniqi
Impact Of Macroeconomic Indicators On Non-Performing Loans In The Balkan Countries, Agnesa Krasniqi
UBT International Conference
Non-performing loans can be the result of a lack of sound lending policies, as well as a lack of sound credit judgment by management when approving loans. In addition to the bank's internal factors, the macroeconomic environment of a country can also affect the NPL. The NPL can be affected by the GDP of that country, then unemployment, inflation, etc. The purpose of this research is to extract the impact of macroeconomic indicators such as GDP, unemployment and inflation on non-performing loans of each country in the Balkan Peninsula.
The research was conducted through multivariate regression, whereas dependent variable we …
Impact Of Macroeconomic Factors On Non- Performing Loans (Npl) In The Banking Sector In Kosovo, Enver Daci
Impact Of Macroeconomic Factors On Non- Performing Loans (Npl) In The Banking Sector In Kosovo, Enver Daci
UBT International Conference
Over the last few years, more precisely, since the end of the global financial crisis, academic circles have increased their interest in the NLP and the empirical bibliography provides valuable information on the factors that influence them. According to studies conducted on non-performing loans, various analysts have tried to correlate the level of non-performing loans directly to two categories of factors: (1) macroeconomic factors and (2) banking or banking specific factors.
Consequences in the banking industry as a result of non-performing loans may be large if no preventive steps are taken. Non-performing loans negatively affect the performance and stability of …