Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 3 of 3
Full-Text Articles in Business
Small Businesses, The Economy, And High Interest Rates: Impacts And Actions Taken In Response, Neil C. Churchill, Virginia L. Lewis
Small Businesses, The Economy, And High Interest Rates: Impacts And Actions Taken In Response, Neil C. Churchill, Virginia L. Lewis
Historical Working Papers
A survey was conducted under the auspices of Inc. Magazine to find out how the economy and interest rates affected companies of various sizes and in various sectors.
Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg
Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg
Historical Working Papers
Using data from surveys of the National Federation of Independent Business (NFIB), an analysis is made to determine the competitiveness of rural versus urban banking markets. Looking at interest rates and credit availability there appears to be no less of a competitive position among rural banks. Service performance, which is subjectively derived, seems to be greater among rural banks.
Bank Performance In The Emerging Recovery: A Changing Risk-Return Environment, Jonathan A. Scott, George H. Hempel
Bank Performance In The Emerging Recovery: A Changing Risk-Return Environment, Jonathan A. Scott, George H. Hempel
Historical Working Papers
The authors argue that loan rates lag behind prime rate during economic recovery and never reach the low limits that might otherwise occur due to changes in the regulatory and market environment. The changes referred to specifically include competition between market components, changes in bankruptcy law, and the introduction of new financial instruments such as money market deposit accounts.