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Full-Text Articles in Business
Bank Performance As The Economy Rebounds, Jonathan A. Scott, George H. Hempel
Bank Performance As The Economy Rebounds, Jonathan A. Scott, George H. Hempel
Historical Working Papers
A new bank environment caused by changing government regulation and newly introduced financial instruments causes bank return rates to be substantially lower than in previous economic recoveries. Bank strategy may involve assuming increased risk.
Current And Potential Application Of Microcomputers In Banking -- Survey Results, Chun H. Lam, Geogre H. Hempel
Current And Potential Application Of Microcomputers In Banking -- Survey Results, Chun H. Lam, Geogre H. Hempel
Historical Working Papers
A survey of 57 bankers attending a continuing education program is used to assess the areas in which microcomputers are being used in banks. Results show microcomputers being used by all types of bank staff and in all departments.
Bank Structure And Small Business Loan Markets, William C. Dunkelberg, Jonathan A. Scott
Bank Structure And Small Business Loan Markets, William C. Dunkelberg, Jonathan A. Scott
Historical Working Papers
The extant research on the impact of bank structure on bank service to local communities suggests that customers in local markets are better served by broader multi-office banking authority. Using survey data from a sample of over 4000 small businesses in April 1980, this paper analyzes the impact of branching status, bank size, and market size on average loan cost, bank competition for small firm business, credit availability and ratings of bank performance on desired services. The results of this study provide no evidence that banks in statewide branching environments provide better service to small businesses. Branching status was found …
The Interrelationships Between Banking Returns And Risks, George H. Hempel
The Interrelationships Between Banking Returns And Risks, George H. Hempel
Historical Working Papers
Using a model of a fictitious bank, various risks and associated returns are modeled to evaluate the impact on overall bank performance. The underlying truism that additional risk is necessary to realize increased returns is observed.