Open Access. Powered by Scholars. Published by Universities.®

Business Commons

Open Access. Powered by Scholars. Published by Universities.®

Historical Working Papers

Series

Banking

Publication Year

Articles 1 - 3 of 3

Full-Text Articles in Business

Stock Price Reactions To The Passage Of The Federal Deposit Insurance Corporation Improvement Act Of 1991, Andrew H. Chen, Marcia Millon Cornett, Sumon C. Mazumdar, Hassan Tehranian Jan 1994

Stock Price Reactions To The Passage Of The Federal Deposit Insurance Corporation Improvement Act Of 1991, Andrew H. Chen, Marcia Millon Cornett, Sumon C. Mazumdar, Hassan Tehranian

Historical Working Papers

Data from CRSP tapes describing commercial banks were analyzed to study the effects of regulatory changes in the FDIC insurance rates that were intended to minimize any incentive for banks to take excessive lending risks. Results suggest that the Act increased the value of large banks and decreased the value of small banks. This leads to the conjecture that the this change may lead to greater consolidation in the U.S. banking industry and improve the competitive position of U.S. banks with respect to foreign banks.


The Determinants Of Corporate Bank Borrowing, Linda Hooks, Tim C. Opler Jan 1993

The Determinants Of Corporate Bank Borrowing, Linda Hooks, Tim C. Opler

Historical Working Papers

Firm size and collateral assets as well as respectability in the market place are seen to be the primary variables in whether firms have access to and utilize bank lending.


A Framework For Formulating Response To Environmental Complexity: A Tool To Manage Diversity, William R. Bigler, Jr. Jan 1985

A Framework For Formulating Response To Environmental Complexity: A Tool To Manage Diversity, William R. Bigler, Jr.

Historical Working Papers

This paper addresses the role that relationships among firms plays in complex industries. The complexity in both products and markets influences the structure of industries and the necessary actions firms may take to minimize risk.