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Historical Working Papers

Series

1983

Deregulation

Articles 1 - 1 of 1

Full-Text Articles in Business

Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg Jan 1983

Rural Versus Urban Bank Performance: An Analysis Of Market Competition For Small Business Loans, Jonathan A. Scott, William C. Dunkelberg

Historical Working Papers

Using data from surveys of the National Federation of Independent Business (NFIB), an analysis is made to determine the competitiveness of rural versus urban banking markets. Looking at interest rates and credit availability there appears to be no less of a competitive position among rural banks. Service performance, which is subjectively derived, seems to be greater among rural banks.